With Windstorm Plus, an insurance re-inspection will not be required by any of the Windstorm Plus program's Florida insurance carriers for 5 years
Fort Lauderdale, Florida (PRWEB) September 01, 2012
Quality Built, LLC (Quality Built), Florida’s leading Windstorm Quality Assurance Company announces the launch of QB Windstorm Plus™, a private retail inspection program available to all Florida homeowners working with participating insurance companies to eliminate costly and disruptive windstorm reinspections for up to five years.
Florida law has long required insurance carriers to provide windstorm insurance discounts to property owners when their homes demonstrate construction features that reduce losses in the event of a hurricane, such as impact-rated opening protection. Unfortunately, many of the discounts that have been claimed in the past have proven to be inaccurate or unwarranted upon reinspection. This has led more than 15 insurance carriers to reinspect hundreds of thousands of policyholders over the last several years. In some cases, these reinspections have been disruptive and confusing to policyholders, who are often surprised to learn that the original inspection was inaccurate.
As we mark the 20th Anniversary of Hurricane Andrew, Quality Built along with its network of participating insurance carriers and qualified inspection companies, is pleased to announce a solution to the reinspection issues that property owners currently face -- Quality Built’s Windstorm Plus Program™. For the first time, property owners in Florida have an opportunity to obtain a complete and accurate windstorm mitigation inspection on their own, whether before or after they purchase their homeowners policy, which will help them avoid the administrative and financial burdens of a reinspection for a period of up to five years when purchasing insurance from participating carriers.1
As of the date of this announcement, participating insurance carriers include Olympus Insurance Company, American Integrity Insurance Company of Florida and Federated National Insurance Company. Additional carriers are reviewing the QB Windstorm Plus program and will be announced upon admission as participating carriers. The participating insurance carriers have agreed to waive reinspection for any property inspected through the QB Windstorm Plus program for the five-year life of the underlying inspection form. Insurance carriers have elected to participate in QB Windstorm Plus program because of Quality Built’s cutting-edge proprietary technology, which assures insurance carriers and property owners accurate inspections with auditable data and an unbiased quality control process.
The QB Windstorm Plus inspection program is the first and only windstorm mitigation inspection program designed to provide policyholders and insurance agents alike with certainty and peace of mind with respect to windstorm mitigation credits. Each Windstorm Plus inspection is produced via a rigorous process that requires the use of trained, licensed and properly insured inspectors and inspection companies, the highest standard of customer service and a final third-party quality review by Quality Built prior to acceptance of the inspection report. Inspection Management Companies and their inspectors are fully reviewed and approved by Quality Built.
Because the Windstorm Plus process exceeds the training, insurance, quality and customer service requirements of the largest windstorm re-inspection programs, a re-inspection will not be required by any of the Windstorm Plus program's participating carriers for the life of the underlying OIR-B1-1802 inspection form, up to five years.1 As the list of participating carriers grows over time, so will the value of the Windstorm Plus inspection to agents and consumers alike. Homeowners and agents will all benefit from the certainty of discounts, clear accountability for the inspection process and the highest standard of customer service in the industry. It all adds up to fewer conflicts, fewer surprises and a smoother experience for everyone involved. As an additional benefit, every QB Windstorm Plus customer will receive a HomeID® account free of charge. HomeID® is a consumer web-based portal where homeowners may securely store information on their home and home contents in a cloud-based digital format. In the event that a home is lost in hurricane, fire or other catastrophe, homeowners may retrieve valuable information about their property to help facilitate insurance claims with photos and other documentation. Access and use of the HomeID® site is included for no additional charge to any homeowner who purchases a Windstorm Plus Mitigation Report.
Beth Michaelis, President of Quality Built noted, “We are extremely pleased that Quality Built’s Windstorm Plus program will help bring comfort and certainty to thousands of homeowners and insurance companies alike. We believe that this will help contribute to a more stable insurance marketplace in Florida.”
Scott Koedel, President & Chief Operating Officer of Don Meyler Inspections (DMI), one of the QB Windstorm Plus-approved inspection companies, said, “We are pleased to be a Quality Built-approved inspection company as we help property owners obtain the wind mitigation premium discounts to which they are entitled. Our inspectors, who are trained and certified Florida contractors, are very comfortable working within the QB Windstorm Plus inspection guidelines and pleased that our efforts are helping Floridians properly harden their homes. Most importantly, we see this as a sensible, consumer-friendly option to obtain valid windstorm mitigation credits responsibly with a single, clear inspection. We encourage all Florida insurance carriers to participate, providing their agents and customers with this safe and efficient alternative to seemingly endless reinspections. We look forward to servicing many Florida property owners who may engage us as a participating and approved QB Windstorm Plus inspection company.”
The Windstorm Plus inspection can be ordered directly from Quality Built (http://store.qualitybuilt.com/) or through the ordering process of one of our approved inspection management companies, such as Don Meyler Inspections (via http://www.dmiaccess.com) or such other approved companies as set forth on the Quality Built website.
1. Under current policies and procedures of approved and participating insurance companies, Windstorm Plus inspections are valid for 5 years from the date of the inspection. Reinspection policies and procedures are established by applicable insurance companies and, are subject to change based on requirements and insurance programs of participating insurance companies. Insurance companies reserve the right to reinspect properties following any casualty event and in accordance with the applicable policies and procedures of participating insurance companies. Quality Built assumes no liability for changes in insurance programs, policies and procedures. For the list of participating carriers, please visit http://www.Qualitybuilt.com/windstorm-plus-participatingcarriers.php For further information and policies regarding the Windstorm Plus Program, including the five (5) year guarantee, please review the actual terms and conditions of the QB Windstorm Plus program.
Questions about the Windstorm Plus program can be directed to Michael Buttress at firstname.lastname@example.org or Melanie Carreno at mcarreno(at)qualitybuilt(dot)com.
For media inquiries, insurance carriers and inspection companies interested in learning more about Windstorm Plus or HomeID, please contact Quality Built’s President, Beth Michaelis, at beth(at)qualitybuilt(dot)com.
About Quality Built: Quality Built® is a leading national construction quality assurance and inspection management company with their primary offices located in Fort Lauderdale, Florida and San Diego, California. Quality Built provides third-party quality assurance services and a full spectrum of quality and risk management solutions nationwide.
Quality Built is well known for its work in Total Quality Management and was one of first firms to transition from using a traditional paper-based quality assurance approach into implementing a proven, user-friendly and fully automated, inspection system. Quality Built’s proprietary software is cost efficient, paperless, fully customizable and completely scalable to handle the demands of most inspection and quality assurance protocols.
Quality Built's Quality Management System is ISO 9001:2008 registered. For more information about Quality Built contact Beth Michaelis, President, at bmichaelis(at)qualitybuilt(dot)com. Quality Built, 401 SE 12th Street, Suite 200, Ft. Lauderdale, Florida, 33316, 954.358.3503, http://www.qualitybuilt.com.
Quality Built, HomeID and Windstorm Plus are registered trademarks of Quality Built, LLC.