Orange, California (PRWEB) September 01, 2012
HealthCompare, a nationally recognized health insurance comparison site, recognized the need for education in health insurance consumers.
Their compassion for consumers’ needs was demonstrated when site visitors were asked a series of questions to help them understand what health insurance policies they needed and could afford. The questions they were asked caused visitors to analyze what their medical history had been, what their medical preferences were, and what their financial abilities allowed them to purchase.
The questions were as follows:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
Seeing a discouraging pattern in the misconception regarding health insurance and the hardships that revolve around the industry, HealthCompare opted to release infographics to help illustrate and clarify this topic.
Infographics are useful online tools that help distill complex topics into easier to understand ideas through data and image illustrations. Some of the infographics released by HealthCompare are:
Getting An Online Health Insurance Quote Made Easy - Designed to aid consumers in getting an effective medical policy quote
Instant Health Insurance Quotes May Not Be All They Seem - Illustrates the need for consumers to be wary when accepting insurance quotes
Beware Of Instant Health Insurance - Conveys how some offers of instant health insurance may or may not be legitimate
Get An Individual Health Quote The Right Way - Designed to educate consumers on the proper way to obtain effective health insurance quotes
Other infographics can be found here.
Unsatisfied with reaching strictly with in the health insurance industry, HealthCompare has decided to stretch it’s compassion campaign into a national campaign, optimizing on the boom in the publishing industry. They will now released ebooks to help consumers navigate the rough waters of difficult life experiences.
Times of birth, divorce, marriage, and college can be difficult and HealthCompare wants consumers to manage those difficult times with their self-development line of titles.
These titles will be released in mid-September and will be released weekly thereafter.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.com/ or call 888.748.5152.