Orange, California (PRWEB) September 19, 2012
HealthCompare, the nationally recognized health insurance comparison site, encourages health insurance consumers to become aware of astonishing facts about cigarettes this week.
According to Mayo Clinic, there are over 4000 chemicals in cigarettes. With more than 400 being harmful to the body. Statistics like these are scientifically linked to the rise in healthcare costs in the US.
This rise in costs makes it more important than ever that consumers take every possible measure to search for a policy that’s not just affordable, but provides adequate coverage for shoppers and their families.
The American Journal of Medicine reported a staggering rate of 62.1% (2009) of all bankruptcies in the country being medically related - numbers reveal how desperate the situation is around health care.
HealthCompare wants to help people make decisions that will make their lives better through coverages they need. Their compassion towards consumers led them to guiding their site’s visitors through the questions they needed to ask themselves so they could find policies that offered them real and adequate coverage.
Some of the questions HealthCompare led their visitors through were:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
This realization is what brought HealthCompare to the conclusion that more definitive information was needed. So they developed infographics to help explain the difficult insurance situations that have arisen from the public perception of the industry.
Some of the infographics released by HealthCompare are:
Is There Really [Affordable Medical Coverage Available - Designed to help consumers find their most affordable options
COBRA Isn’t The Only Health Insurance For Unemployed - Designed to educate the unemployed on their health insurance choices
Private Health Insurance Vs. Group Health Insurance - Educates shoppers on the difference between private and group health insurance
Taking their education campaign further with the publishing industry, HealthCompare will release self-development books to help continue to guide consumers through all stages of life.
Other infographics can be found here.
Yet, health care needs change as life changes and events like births, deaths, marriages, and divorces are just some of those times that require more help than others. And HealthCompare is dipping into the publishing industry for that reason. Optimizing on the peak the publishing industry is enjoying now, they will release their new titles each week and will introduce them on their website, initially and them move them to Amazon as new titles are released.
HealthCompare's goal is and has always been consumer education. Now they have a new medium through which to reach them.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.com/ or call 888.748.5152.