The US’s Preventable Death rate is higher than that of western Europe’s, as reported by Health Affairs.
Orange, CA (PRWEB) September 21, 2012
The US’s Preventable Death rate is higher than that of western Europe’s, as reported by Health Affairs. HealthCompare, a nationally recognized health insurance comparison site, wants American’s to be aware of these statistics as they make decisions for their health and their health care.
When HealthCompare released this information through their Twitter feed this week, the reaction wasn’t surprising. Americans are aware of their health issues and are working hard to correct them. That’s why the company wants to assist them in making some of the most important decisions for their lives.
Constantly aiming at educating consumers via their social media and other efforts like infographics and book releases, HealthCompare’s goal is to empower them with knowledge.
“If the health insurance consumer understands the goals of their coverage, they can make more informed and effective decisions.” The release of HealthCompare’s infographics helps shoppers grasp those goals.
Some of the infographics released are:
Getting an Individual Health Quote Is Easy
Where to find Health Insurance For Individuals
Where Can One Find The Most Comprehensive Health Insurance Quotes
When Are Individual Health Insurance Quotes Necessary
The Key To An Effective Instant Online Health Insurance Quote
These graphics were a natural evolution from the comparison site’s questions that they used to lead shoppers through the thought process they needed to go through in order to pinpoint policies that fit their health needs, as well as their bank accounts.
These thought-leading questions were:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
The realization that most consumers don’t fully comprehend the logistics behind health insurance is what as led to HealthCompare to publishing books that will help them make health care decisions during some of the most difficult times in life.
The birth of children, the marriage of two, and even death and divorce are all events that require a little guidance when it comes to making life decisions.
HealthCompare is determined to continue to make health insurance decisions as easy as possible through education of consumers via outlets like infographics, books, and questionnaires.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.com/ or call 888.748.5152.