Orange, CA (PRWEB) September 22, 2012
Good news revealed by HealthCompare, the nationally recognized health comparison site, through their Twitter feed this week indicated a decrease in uninsured adults in the US for the first time since 1999.
While the Affordable Care Act is being given credit for this decrease, there is still opposition to the bill that will make health care more widely available to those who couldn’t afford it prior.
This decrease means that there are more people than ever resting their heads at night.
HealthCompare has long been a proponent of health insurance education for consumers by leading site visitors through questions that would help them uncover policies that provided adequate medical coverage, as well as financial piece of mind.
Early in the stages of the health insurance epidemic, HealthCompare asked questions such as:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
Ultimately, these questions led HealthCompare to generate and circulate infographics to help illustrate the hardships that revolve around their industry.
Some of the infographics released were:
Why Health Insurance Comparisons Are Important
Insurance For Self-Employed Isn’t Impossible
Individual PPO Isn’t For Everyone
Company Policies Vs. Private Health Insurance
The recent explosion in the publishing trade has brought a new opportunity to HealthCompare. They will release weekly self-development books on their website to help people looking for guidance during difficulties in life.
The topics for these new books will be adjusting to new family members, adjusting to the loss of old, happiness, and becoming successfully self-employed, just to name a few.
HealthCompare will continue to use different media outlets to reach consumers and help them in their search for health care coverage.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.com/ or call 888.748.5152.