Orange, CA (PRWEB) September 26, 2012
The health care industry received good news this weekend. HealthCompare relays information that indicates less consumers are without health insurance.
The American Community Survey reported that 20 states experienced a decline in the number of uninsured residents for the first time since 1999. These new findings align with the Census Bureau’s reveal that the number of Americans without health care coverage dropped by 1.3 million.
HealthCompare is dedicated helping consumers find the elusive health insurance policy that’s affordable. And now, that’s easier than ever, thanks in large part to the Affordable Care Act.
This is only part of HealthCompare’s goal. They aim to teach and empower shoppers how to find their most effective policy through different media formats. Originally, they used their website to guide site visitors through the questions they needed to ask themselves in order to deduce what types of policies were options to them, both financially and essentially.
Often consumers are unclear about the kinds of policies they need and aren’t aware of some of the sacrifices they will need to make by choosing one policy type over another.
In order to aid their decisions, HealthCompare asks questions like this:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
Using infographics, HealthCompare illustrates this point. Some topics of the infographics are: Is There Really [Affordable Medical Coverage Available - Designed to help consumers find their most affordable options, COBRA Isn’t The Only Health Insurance For Unemployed - Designed to educate the unemployed on their health insurance choices, and Private Health Insurance Vs. Group Health Insurance - Educates shoppers on the difference between private and group health insurance
Other infographics can be found here.
On their course to reach more Americans and guide them through the health insurance decision-making process, HealthCompare will be releasing self-published titles on a weekly basis that will answer the many questions that revolve around life events and the role that health insurance plays.
With more Americans since 1999 now having coverage, HealthCompare wants to reach more and more consumers to increase those numbers by the time the next Census Bureau report comes out.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.com/ or call 888.748.5152.