Los Angeles, CA (PRWEB) September 27, 2012
With insurance companies focusing on the big market products such as auto, home, life and health, finding affordable insurance in a niche market such as non owner insurance can be difficult. Many of today's carriers don't focus on products that can't yield a high volume of customers. Non-Owner-Insurance.com has recognized a need for a better, faster and more affordable way to find non owners insurance. The site offers online non owner car insurance quotes in just a couple minutes and provides a comparative list of rate quotes from multple companies offering competitive rates. One simply has to enter some basic information in the online rater to get a list of rates and companies to choose from. The ability to quote multiple companies in a matter of minutes allows the consumer to save both time and money on non owner auto insurance.
Non owner insurance is an uncommon type of auto insurance and is often neglected by companies due to the low volume of customers. Non owner insurance is basically auto insurance for individuals not owning a vehicle of their own. Coverage is provided for others vehicles driven on an infrequent basis. Coverage types are limited to liability, uninsured motorist and medical payments in most cases. Since there isn't a vehicle listed on a non owner policy, comprehensive and collision coverage is not afforded by this type of policy. Additionally, coverage is not provided for any vehicle that is registered in the same household as the policy holder or for any vehicle owned by an employer or used for employment. The cost of a non owner insurance policy varies from person to person depending on their specific rate determining factors such as age, driving experience, zip code and more. Non-Owner-Insurance.com provides personalized quotes on a case by case basis and pulls rates from multiple companies to choose from. The site provides an easy way to get comparative quotes and provides sales and service of most policies.
The most common reason one would need a non owner policy is when an SR22 is required. An SR22 is a filing with the department of motor vehicles that they require to reinstate your license. SR22's are usually required if one was involved in an accident while not carrying valid auto insurance or in most cases when a person is convicted of a DUI. Sometimes people are involved in these situations but don't own a vehicle to insure with an SR22 filing so they are directed towards an non owner SR22 insurance policy. These types of non owner policies are also offered by Non-Owner-Insurance.com at an affordable rate.