Ross Insurance Agency Encourages Massachusetts Residents to Stick to Their New Year’s Resolutions

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While the benefits to following through with a resolution can be endless, local Massachusetts insurance agents encourage residents to remember the insurance benefits.

Ross Insurance Agency, Inc.
For 2013, there are many resolutions that individuals can strive to achieve, and at the same time, make a positive impact on their health insurance as well as their health.

When the ball drops on December 31 to signify the beginning of a new year, for many people, it also signifies a new beginning for their lifestyle. 45% of Americans typically make New Year’s Resolutions, and, according to Examiner, a large percentage of those resolutions are self-improvement focused.

For the most part, resolutions focus on discouraging bad habits and improving good ones. What’s better is that many of the self-improvement focused resolutions can also improve finances – by saving individuals money in other aspects of their lives. Whether resolutions for 2013 are to lose weight, stay fit and healthy or even to quit smoking, the Massachusetts insurance agents at Ross Insurance Agency want residents to be aware of the positive impact these resolutions can have on their insurance policies.

For 2013, there are many resolutions that individuals can strive to achieve, and at the same time, make a positive impact on their health insurance as well as their health.

If you resolve to…

  •     Quit smoking: Health insurance providers typically require individuals to say whether or not they have used tobacco in the last 12-months. Smoking status can have an impact on the rate of your health insurance premium. On average, women who smoke pay 23% more a month and men who smoke pay 13% more. Kicking the smoking habit could equal lower costs.
  •     Cut your alcohol consumption: Excessive alcohol consumption is linked to many negative health risks. Individuals who drink heavily are often at higher risk for many diseases and even cancers. Cutting back on alcohol could help individuals cut back on future health care costs and ultimately, lower the cost of their health insurance.
  •     Lose weight: Individuals with a healthier weight/BMI typically pay on average up to 23% less than individuals who are overweight and unhealthy according to the same report which cited the differences between smokers and non-smokers.

As we say goodbye to 2012 and hello to a fresh start in the New Year, it is important for residents to remember to review all of their insurance policies – including their health insurance. Every year, there are lifestyle changes that can impact not just rates, but the scope of coverage as well.

Massachusetts residents with questions about their individual health insurance policies, or even insurance in general, are encouraged to get in touch with one of the friendly local agents at Ross Insurance Agency today.

About Ross Insurance Agency:

Proudly located in Holyoke, Massachusetts, Ross Insurance Agency is dedicated to serving the insurance needs of local individuals, families and businesses. Since 1925, Ross has been committed to fostering a positive reputation for their agency; striving to emerge as a leading coverage provider, above all other Massachusetts insurance companies. Ross specializes in providing superior Auto, Home, Business, Group and Health insurance to residents across the state; in addition to various specialty insurance solutions.

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Matt Russell

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