Cunningham Financial Group Educates Louisiana Residents about the Benefits New Year’s Resolutions Can Have on Insurance Rates

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This year, the Louisiana insurance agents remind residents that they can resolve to be smarter with their insurance with the resolutions they have already made.

Cunningham Financial Group of Louisiana
The most basic of resolutions can actually cause individuals to not only pay more attention to and update their insurance policies, but also to save money.

The tradition of making a New Year’s resolution to begin each year is as old as the tradition of the celebration itself. In the United States, roughly 45% of individuals commit to making resolutions, and although only a small percentage of people actually stick through with it, resolutions have an impact.

Generally, individuals make resolutions that focus on self-improvement and positive lifestyle changes. Resolutions focus on many things from health to weight to spending and saving. While there are many positive impacts that come from sticking with a resolution for the entire year and making a life-long change, the Louisiana insurance agents at Cunningham Financial Group want to remind residents of the benefits resolutions can have on insurance rates.

The most basic of resolutions can actually cause individuals to not only pay more attention to and update their insurance policies, but also to save money.

  •     Drive safer: Individuals who make this resolution are not only improving their safety and general health, but are also making room for reductions in their auto insurance premiums. Many insurance companies will offer good-driver discounts.
  •     Get organized: The holidays are typically a time of year when individuals receive and purchase a lot of new items. For many, the New Year is a time to get their homes organized and declutter. When it comes to homeowners insurance, this resolution is perfect because it causes individuals to review what they actually have in their home and can allow for them to make changes to their liability limits to be sure they are protected.
  •     Quit smoking: Individuals who smoke are usually required to make their health insurance provider aware and that may result in a higher premium as smokers are at an increased risk for many illnesses and diseases. Quitting smoking could mean a lower premium and less long-term health care costs. Not to mention lower life insurance rates.

The most important thing residents can do at the start of any new year is to review all of their insurance policies. Individuals should make sure that the limits of their insurance cover their liabilities completely. And, if individuals happen to be making a positive lifestyle change that will impact their insurance, they should make their carrier aware. Massachusetts residents who need assistance with any of their insurance needs as 2013 kicks off are encouraged to get in touch with the local agents at Cunningham Financial Group today.

About Cunningham Financial Group:

Proudly located in Natchitoches & Mansfield LA, Cunningham Financial Group is the area’s leading local insurance agency; dedicated to serving the insurance needs of Louisiana individuals, families and businesses for over 75 years. As a well established agency, Cunningham Financial Group represents various nationwide insurance carriers, allowing its dedicated agents to effectively compare rates and coverage to ensure clients receive the quality protection they deserve. The agency’s broad network of providers ensures that they can secure superior Louisiana insurance, and the most affordable online insurance quotes, for all coverage needs!

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Matt Russell
Astonish Results
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