Zane Benefits Publishes New Information on the Connecticut Health Insurance Exchange

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Connecticut is Leading the Way for State Health Insurance Exchanges.

Today, Zane Benefits, Inc.published new information on the Connecticut Health Insurance Exchange. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement accounts.

According to the Zane Benefits website, Connecticut, considered by some to be the United States' "insurance capital", is one of the first states to create and meet a deadline for insurers to say whether they will participate in the state's health insurance exchange.

The website goes on to explain that the Connecticut Health Insurance Exchange was created by the Connecticut Legislature in 2011 and is a quasi-public agency to satisfy requirements of the federal Affordable Care Act. The mission of the Connecticut Health Insurance Exchange is to increase the number of insured residents in Connecticut, promote health, lower costs and eliminate health disparities. Its vision is to provide an on-line eligibility, shopping and enrollment experience for state residents and small businesses.

The article outlines how the Connecticut Health Exchange is one of the first state exchanges to solicit Qualified Health Plans (QHP) from insurance carriers as it works to fulfill its mission to offer a wide range of health insurance options to consumers and small businesses.Specifically, carriers were requested to notify the Exchange of their intent to participate by January 4, 2013. Five health insurers including Aetna, Anthem, ConnectiCare, Healthy CT and United Healthcare, said they plan to offer coverage within the Exchange. Four additional insurers, including Delta Dental, The Guardian Life Insurance Company, MetLife and Renaissance Dental, have told the Exchange they plan to offer dental insurance coverage.

The article also points out that the Connecticut Health Insurance Exchange will require each carrier to submit standard plan designs that define cost sharing parameters, including deductibles, out-of-pocket maximums, copayment schedules, and benefits of the plan. Carriers will offer one standard plan for each of the "metal" tiers—bronze, silver, gold, and platinum. To encourage carriers to innovate and design products that will enhance value and potentially reduce cost, the Exchange is urging them to submit an additional optional plan for each metal tier. The Exchange also supports stand-alone dental carriers to allow consumers greater choice in selecting a dental plan that best suits the needs of their children or entire family.

Click to access the new information.

About Zane Benefits,

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangement (HRAs) and defined contribution healthcare. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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Ryan Knapp
Zane Benefits
800-391-9209 6709
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