Burbank, CA (PRWEB) January 22, 2013
USA Business Insurance, an online business insurance provider, announced today the availability of specialized artisan contractor insurance. USA Business Insurance specializes in commercial insurance in more than 20 states.
Professionals such as electricians, plumbers, carpenters, woodworkers and other trade contractors are exposed to many common losses, each of which can be covered by artisan contractor insurance available through USA Business Insurance.
General Liability provides extent coverage for the business operations. The policy generally includes:
Bodily Injury- Provides compensation for injuries or death caused by the company such as someone tripping over tools or equipment or when a pipe just serviced bursts and injures the client.
Property Damage- Coverage for any direct damage caused by company employees to the customer’s premises. If a contractor or an employee are repairing something in the insured’s home and accidentally knock over the television set, property damage coverage will reimburse the client for the equivalent value of the damaged item.
Medical Payments- Regardless of liability, medical payments are set forth in the insurance policy as primary funds to cover emergency care for the clients in case of an injury for up to the specified amount stated in the insurance policy
Defense Costs- Insurance carrier will provide an attorney and pay for defending its clients rights in the event of a lawsuit regardless of fault and outcome of the claim.
Personal and Advertising Injury- Coverage to protect the business against false advertisement such as the publication of false material. For example, advertising a low price for provided services and charging more when the job is complete.
Businesses that turn to USA Business Insurance for artisan contractor insurance get quotes from different A+ rated insurance carriers, and find the best rate possible. To get more information about USA Business Insurance, please visit http://www.businessinsuranceusa.com.