Proper preparations provide peace of mind for homeowners, renters and business owners, while allowing guests to remain injury-free.
Naples, FL (PRWEB) November 21, 2013
‘Tis the season for white elephant gifts, ugly sweaters, and fruit cake. As Florida residents prepare for the busy holiday season, Gulf Coast Educators Insurance suggests the following holiday entertaining tips to help reduce the number of homeowners' insurance claims this season.
“When hosting a social event, such as a holiday party, it’s important to remember that home safety starts outside the home, when someone steps onto the host’s property,” says Ron DeFreitas owner/operator of Gulf Coast Educators Insurance.
Gulf Coast Educators Insurance Agents offer the following tips when preparing to throw a holiday party.
Outside the Home:
Are curbs well marked for visitors at night? Residents should make sure that all walkways are well lit.
How will guests identify the house as they approach? Regardless if residents will have holiday lights along the roof, it is a good idea to turn on front door lights so guests can easily identify and approach the door.
Are there any walking hazards that need to be attended to? Loose bricks, stone or a shaky handrail should be repaired before the get-together. Homeowners want to avoid having any guests fall down and risk getting injured.
Also important are safety considerations for inside the home.
Inside the Home:
Is their proper lighting where guests will walk? Make sure the hallways and stairs are well lit. It is also important that the bathroom and area where coats are stored have appropriate lighting.
Is the kitchen arranged so guests won’t disturb cooking? Hosts want to avoid having guests linger around hot stoves in case of getting burned or scalded.
Configure furniture to make it easier for guests to move around. Make sure that your furniture won’t be a tripping hazard and also make sure to move any extension cords out of the way.
Avoid having any open flames, such as a fireplace, holiday lights or candles.
Prepare for any emergencies. Are handrails secure, smoke alarms working and doors to exit easily accessible?
DeFreitas adds, “A good host or hostess plans and provides a safe environment for their guests. Proper preparations provide peace of mind for homeowners, renters and business owners, while allowing guests to remain injury-free. We hate to see any insurance claims and especially claims that come in during the holidays.”
Gulf Coast Educators Insurance provides various insurance products to Florida educators and non-educators. Florida residents can choose from auto insurance, property insurance, and life insurance policies.
For more information on Florida insurance policies or to request an insurance quote, consumers can visit three convenient Gulf Coast Educators locations in Port Charlotte, Naples, and Fort Myers, Florida. Please call (239) 591-0963/ (941) 391-5423/ (239) 997-0420 to speak with an insurance agent or visit them online at http://propertyandhomeinsuranceflorida.com/.