Many people in our area with medical conditions related to heart disease may now be eligible for life insurance.
Seattle, WA (PRWEB) February 11, 2013
Up to date diagnostic and treatment advances are resulting in broader life insurance coverage for many people with cardiovascular conditions. Conditions such as coronary artery, valvular and congenital heart diseases are being regularly reviewed by Massachusetts Mutual Life Insurance Company (MassMutual), a move that helps more people protect their families financially despite wrestling with the serious illness.
Heart disease is the leading cause of death in the United States – resulting in nearly 30 percent of all deaths – and is a major cause of disability*. The death rate from cardiovascular disease declined by nearly 28% from 1997 to 2007,” according to Heart Disease and Stroke Statistics in the 2011 Update to the medical journal "Circulation.”
"Many people in our area with medical conditions related to heart disease may now be eligible for life insurance,” said Jim Sypher, General Agent at MassMutual Seattle. “MassMutual underwriters look at a 'whole' person and provide incentives for people to live healthier lifestyles via 'credits' to reduce premiums, such as not smoking, managing cholesterol and blood pressure, and maintaining a healthy weight.”
Last year, MassMutual updated underwriting guidelines for valvular and congenital heart disease. The company, over the last two years, has also updated its life insurance underwriting guidelines for persons suffering from diabetes as well as various forms of cancer – breast, prostate and kidney.
“People should not assume they cannot get coverage because of past medical conditions,” said Sypher. “We encourage them to speak to their trusted financial professional.”
To learn more, contact us at 206-628-8800, or toll-free at 1-877-568-8825. Find more information at http://www.massmutual.com.
Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.
MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, LLC, Member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.
*Heart Disease and Stroke Statistics – 2010 Update. A report from the American Heart Association Statistics Committee and Stroke Statistics Subcommittee.