Nashville, Tenn. (PRWEB) February 14, 2013
When the seasons begin to change most people do not find themselves too concerned with what type of insurance coverage they have. Research conducted by the National Weather Service indicates that each year storms cause billions of dollars’ worth of damage to homes and structures throughout the United States. That alone should be reason enough to make certain valuable property has the best possible protection from nature’s unpredictable fury. As a service to those in the Nashville and Middle Tennessee area the Royce Williams Agency has provided a brief list of steps residents and business owners can take to prepare for the upcoming storm season.
During the spring months, when warm air from the earth’s crust mixes with cooler air at higher elevations, we see an increase in volatile weather in certain areas of the country. This can come in the form of lighting, heavy rain, flooding, hail, strong winds and even tornadoes. Last year in Middle Tennessee the unnaturally quick warming trends brought about sudden thunderstorms coupled with intense hail. News reports stated that these storms resulted in millions of dollars in damage to homes and vehicles.
Though spring weather can be gravely unpredictable, residents in Nashville and the Middle Tennessee can save their property and pocket books by following these simple steps.
1. Safety is first and foremost. In the event of a strong storm such as a tornado always have a plan in place. In most cases if a tornado is spotted in the area the best thing to is to stay put in a secure, well-protected area of the home or business. Other weather systems might afford the time to evacuate. In either case it is always best to have a plan ready.
2. Be prepared. Sometimes a heavy storm can make it impossible to leave an area, business, home or vehicle. Weather can strike quickly and without warning, especially in the event of a flood. Having the correct supplies could mean all the difference.
3. Check property. Look for structural flaws or potential spots that may cause additional damage to a home, business or personal property. This includes anything from roof leaks, cracks in foundations and overhanging branches. If there is ample warning, try to find a safe place for vehicles or other expensive items often stored outdoors.
4. Take inventory. Take stock of all your personal property. Especially note any newly purchased items or renovations made to a residential or commercial structure. As an added bonus, certain home renovations such as a new roof can qualify homeowners for discounts on homeowner’s insurance premiums.
5. Get covered. In addition to designating a spot in the home or business as a storm shelter area, speak with an insurance professional to make sure your personal belongings have financial protection. After taking inventory go through that list and mark anything that may require additional coverage. For all vehicles and equipment stored outdoors, make certain complete insurance coverage includes weather damage.
For more information on the various ways one can prepare for the spring storm season or to make sure personal property has all the correct coverages contact Royce Williams Agency at, 615-356-4800.