Collection Services Agency, Rapid Recovery Solution, Responds to Texas Woman’s Struggle with Debt Collector

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A Texas woman is suing a debt collector after allegedly receiving threats of wage garnishment. Rapid Recovery Solutions responds to the story, offering clarification as to the rights and duties of collection services.

On February 25, collection services company Rapid Recovery Solutions issues a response to a recent article from the Southeast Texas Record about a woman who is suing a debt collector for allegedly violating the Fair Debt Collection Practices Act.

The article reports that the Denton County woman filed the suit on February 11, claiming that the collection services company GC Services LP used illegal and abusive practices when attempting to collect her debt. She says that the company was deceptive and in clear violation of her rights as a debtor. (The number for this court case is 4:13-cv-00071. The article states that U.S. District Judge Richard A. Schell is assigned to the case.)

According to the article, Claudia Garcia of Denton Count, Texas “claims that the defendants, in an attempt to collect a debt, threatened to garnish her wages and tax returns, when it could not do so. Garcia states she told the defendants not to call her, but the calls persisted.”

John Monderine, CEO of Rapid Recovery Solution, responds to the case. “If the claims are true, then this debt collection company was definitely in violation of the Fair Debt Collection Practices Act (FDCPA),” he said. “No debt collector has the right to make false threats and abuse someone that owes money.”

Monderine continues, saying that most collection services are more than willing to work in conjunction with debtors. As long as the person makes an effort to communicate with their debt collectors, there is always a way for them to work together and pay the debt off. “At the end of the day, if you owe money you’re going to have to pay it back,” he says. “But that doesn’t give debt collectors the right to violate the law. The vast majority of debt collection services will not do this, and it is important to remember this if you are ever the person being contacted by a debt collector.”

Monderine adds that it is the debtor's duty to inform themselves of their rights, and recommends that anyone contacted by a collection agency review the FDCPA.

Founded in 2006, Rapid Recovery Solution, Inc. is headquartered at the highest point of beautiful Long Island. Rapid Recovery Collection Agency is committed to recovering your funds. We believe that every debtor has the ability to pay if motivated correctly. We DO NOT alienate the debtors; we attempt to align with them and offer a number of ways to resolve not only your debt but also all their debts.

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