Small Business Owners Empowered by UpgradeUSA Laptop Leasing Service

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Online Program Can Help Small Businesses Afford and Manage Technology Expenses While Enabling Business Owners to Build Better Personal Credit

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UpgradeUSA helps small business owners build credit through laptop payment plans.

Many small business owners feel pinched by the current lending environment in the US, but still need month-to-month payment plans to put computers into the hands of their employees. That's why UpgradeUSA is here.

UpgradeUSA, a leading online company focused on helping people build credit through laptop payment plans, today announced a new program designed to help small business owners afford the technology they need while helping them build for the future.

“Many small business owners feel pinched by the current lending environment in the US, but still need month-to-month payment plans to put computers into the hands of their employees,” said Jon Weisblatt, Founder & CEO of UpgradeUSA. “I can personally relate to the cash-flow and credit needs of small business owners, and we are pleased to offer them a service that can really help in a number of ways.”

The UpgradeUSA laptop payment program comes with a unique added benefit for small business owners: personal credit-building with all three US credit bureaus. The program is set up to help business owners build personal credit with every laptop payment their business makes. This is important because the personal credit history of the owner of the business is an important consideration when seeking a bank loan. Having a history of making consistent payments over time can help ensure that small business owners can build the credit they will need to help their business grow.

Many different types of small business owners are benefitting from the UpgradeUSA program, including software companies, media production companies, agencies, creatives, REALTORs, and more.

UpgradeUSA offers three major benefits to small businesses and small business owners:

  •     Quality laptops, online convenience. The UpgradeUSA program offers quick decisions and easy payment plans, with a variety of computers to choose from. The company carries products from leading brands such as Apple, Dell, HP, Samsung, and more. Inventory changes frequently and current product offerings can be found at
  •     Monthly payment plans to better manage expenses. Small businesses are often in a position of having capital expense requirements, such as computers for employees, but have insufficient capital to afford the entire cost up-front. UpgradeUSA offers a leasing service with low monthly payments to customers. If business owners find that they need fewer laptops than they had planned, they can return the laptops to UpgradeUSA after a few months with no penalty, or pay it off entirely at a lower price.
  •     Personal credit building for small business owners. By reporting every laptop payment to all three US credit bureaus every month, UpgradeUSA’s online laptop payment plans help small business owners take a critical step towards building good personal credit. This can be critically important for many small business owners because of current bank lending requirements.

Consumers who visit will find a variety of new and factory-refurbished computers made by the world’s leading technology companies, and many models come with Windows 8, the newest operating system from Microsoft.

Everyone Can Use Better Credit
A number of good people in the United States are starting to build a positive credit history thanks to the UpgradeUSA laptop payment program. A variety of people -- including entrepreneurs, legal US immigrants, students, individuals with a bankruptcy in their history, and many others -- are taking this important step. The UpgradeUSA program is online-only to preserve customer privacy and discretion.

UpgradeUSA’s Prices and Products
UpgradeUSA’s laptop payment plans are available online only, and start at low monthly prices. Unlike other companies, monthly prices at UpgradeUSA do not change based on a customer’s credit score. This makes for a more affordable, flexible, quality alternative to traditional rent-to-own, financing, and layaway.

How People Can Apply
To participate in the program, people should visit where they can click on the “Apply Now” button and complete a short, 2-minute application on a secure site. Email responses are sent within one business day. UpgradeUSA ships the laptop after the first customer payment. Customers can make and schedule all payments securely online with a debit or credit card.

Availability by State
UpgradeUSA’s online-only laptop payment plan services are now available for qualified customers in the following states: Arizona, California, Colorado, Delaware, Florida, Illinois, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nevada, New Mexico, New York, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Vermont, Virginia, Washington, and Wyoming.

About UpgradeUSA
UpgradeUSA addresses the needs of millions of U.S. consumers who want access to quality products but need an affordable payment plan that will help them build credit. The online-only company currently offers new and refurbished mobile computers, with each monthly customer payment reported to all three major U.S. credit bureaus. The UpgradeUSA program is available in a growing number of states. UpgradeUSA is privately held and is headquartered in Austin, Texas.

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Jon Weisblatt, Founder & CEO
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