Zane Benefits Publishes New Information on Federal Poverty Line and Health Care Reform

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Households with income between 100% and 400% of FPL will be eligible for a premium tax subsidy.

Today, Zane Benefits, Inc. published new information on the 2013 federal poverty line guidelines and health care reform. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement arrangements.

According to Zane Benefits’ website, starting in 2014, households with income between 100% and 400% of Federal Poverty Level (FPL) who purchase coverage through a state health insurance exchange will be eligible for a premium tax subsidy to reduce the cost of coverage.

What is the Federal Poverty Line (FPL)?

According to Zane Benefits’ website, the Federal Poverty Line (FPL) is the set minimum amount of gross income that a family needs for food, clothing, transportation, shelter and other necessities. In the United States, this level is determined by the Department of Health and Human Services (HHS). The Federal Poverty Line varies according to household size, and the number is adjusted for inflation and reported annually in the form of poverty level guidelines.

Zane Benefits’ website outlines the 2013 Federal Poverty Line (FPL) Guidelines for the 48 Border States and D.C.

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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Christina Merhar
Zane Benefits
800-391-9209 6725
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