St. Louis, MO (PRWEB) February 28, 2013
A recent survey by HSBC (The Future of Retirement - February 2013) finds that Americans are pessimistic about the prospects of a successful retirement. The survey found that, on average, Americans expect their retirements to last 21 years, but only have enough money to last 14 years. This represents a shortfall of 33%. This survey may show employers a glimpse into the financial wellness of American households.
"We can confirm this statistic throughout the employer groups we serve," says Travis Freeman, CFP® and President of Four Seasons Financial Education. "Retirement planning has become our number one most requested program amidst this recession and a large baby boom generation retiring. Our world has changed and employees direly need advice," says Freeman.
Four Seasons Financial Education has responded to demands for greater retirement education by creating custom programs for employer groups based on the demographics of the workforce. They are also building a Social Security program to help employees understand the basics of Social Security and how it may fit in to long-term retirement goals.
About Four Seasons Financial Education
Four Seasons Financial Education provides workplace financial wellness and education services to companies throughout the US to help them improve their bottom line. We take a strictly academic approach to financial education and focus on the core areas of personal finance which may help increase employee productivity and organizational performance. Securities, training and financial planning services are offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC