Pacific Prime Bupa Corporate Clients to Benefit as Premium Adjustments Remain Stable

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Pacific Prime is pleased to report on Bupa International's stable premium increases and their continued dedication to customer satisfaction.

Pacific Prime

Pacific Prime

Bupa are clearly still incredibly dedicated to providing their clients with the highest levels of care as well as with a wide variety of options.

Pacific Prime clients paired with Bupa International have reason to be pleased as the insurer has released the first of their bi-annual pricing adjustments and is once again showing stability and consistency across their plans.

Bupa International continually grows in size and in strength and they are able to do this thanks to several features rarely found amongst international health insurers. Possibly the most important contributing factor to Bupa’s success has been the insurer’s decision to re-inject all profits back into the company rather than distributing these amongst shareholders. This has enabled Bupa to assign funds to certain areas, such as claims payments, that many other insurers cannot do which has allowed Bupa to cover an extensive list of claims, including those caused by high-risk sports and industries.

Bupa’s focus on assisting clients, rather than growing share values, has meant that Pacific Prime clients attached to Bupa plans have had access to various policies and programs such as the Worldwide Second Opinion service, which offers additional medical advice from international medical experts should clients require more information about a medical condition or surgical procedure.

As the international medical insurance market grows, Bupa have been making the necessary changes to suit their client’s requirements. Previously, for a group to benefit from MHD (medical history disregard) and therefore receive coverage for pre-existing conditions, Bupa would require groups to have at least 20 employees on the plan. This minimum figure has now been reduced to 10 employees and, on a case by case basis, each member of a group can now be fully covered for any medical event.

Furthermore, a key attraction, especially for Bupa’s expatriate clients, is the insurer’s ability to allow employees leaving a group policy to transfer seamlessly onto an individual plan, retaining the same benefits they had from their previous group policy, even if they developed a medical condition whilst attached to the group plan.

Bupa are clearly still incredibly dedicated to providing their clients with the highest levels of care as well as with a wide variety of options and Pacific Prime is confident in the insurer’s abilities to remain a strong competitor in this ever-changing industry.

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Sergio Ulloa
Kwiksure
3588 2979
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