Cleveland OH (PRWEB) March 15, 2013
Restoration Local, one of the leading providers of flood damage repair and restoration in the United States, is offering tips to property owners on protecting their homes in the event of severe weather flooding and related events. With severe weather season right around the corner, the time is now to begin securing the home against the threat of flood damage.
As many as 25% of flood claims come from homes located in areas that are best described as moderate to low risk, and homeowners policies do not cover flood related damage. Many property owners place their trust in federal disaster aid when the worst happens, but that sort of help only comes in the form of low interest loans that must be paid back along with any regular mortgage or rental payments that are due.
Property owners should make it a point to visit their local emergency management office to learn whether or not they are located in a flood zone or flood plain. The same office will also have detailed records of past flood events, information that can prove invaluable when it comes to predicting what future weather patterns will be. A thorough examination of the history of the area and community will produce a pattern that will allow for the estimation of future flood events, their duration, and their severity.
Flood insurance is available through the federally mandated National Flood Insurance Program (NFIP), for an additional premium, and is designed to help those in high risk flood zones. Homes located in flood zones are required by law to carry this insurance.
In most homes, the lower level is the one that will bear the brunt of any flood event. This means that valuables should be relocated to upper floors, and other items such as appliances should at least be elevated in order to minimize the threat from excess water getting into the home. Electrical and HVAC systems may also be at risk, so have them redone to keep them out of harms way.
Based in Cleveland OH, Restoration Local is one of the leading providers of flood damage repair and restoration services in the country, with contractors in 30 states. They are available 24/7 and all work is guaranteed.