Statute of Limitations for 2011 Dallas Hail Storms

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Doyle Raizner warns of insurance companies employing tactics such as delaying claims in order to pass statute of limitations dates of April 14, 2013 and May 24, 2013.

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The Dallas-Fort Worth metroplex experienced two separate hailstorms in 2011 that are quickly approaching their statute of limitations for policyholders to file insurance claims. The April 14, 2011 and May 24, 2011 events resulted in damages totaling more than $600 million.

Policyholders have two years to the day an event occurred to file a claim. Many policyholders filed their claims quickly after the events to have the damage to their commercial property repaired. Hail damage to commercial property is often a claim that an insurance company will deny, delay or dispute. An adjuster for the insurance company may point out minor provision in the insurance policy stating the policyholder is responsible for general repair, replacement or maintenance of the roof. Hail damage specifically is often attributed to wear and tear rather than the isolated, documented weather occurrence.

Insurance companies use tactics similar to this when a public adjuster is contracted by the policyholder to assist in mediation between the two parties. A public adjuster is an advocate whose primary focus is to secure the maximum settlement amount for the policyholder. The Law Offices of Doyle Raizner recently filed suit against an insurance company on behalf of a public adjuster firm for tortious interference with an existing contract.

Doyle Raizner has extensive experience representing owners who have suffered damage to the following types of buildings:

  •     Homes, townhomes, and condominiums
  •     Flat-roofed retail shopping malls and strip centers
  •     Pitched-roof churches
  •     Steel-frame industrial buildings
  •     Skyscrapers and multi-story industrial buildings
  •     Hotels and motels
  •     School and government buildings
  •     Warehouses

If you are a policyholder or public adjuster and feel an insurance company is acting in bad faith, please contact us today. We stand behind clients in their fight against an industry more interested in profits than obligation to duty.

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Jeff Raizner
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