With the increasing accessibility of the internet, people are using online sources such as Rate Digest's quote comparison tool to find the best rates before even stepping into an agent's office.
Houston, Texas (PRWEB) March 31, 2013
Driving around uninsured isn’t a good idea. Not only is it a monumentally irresponsible thing to do, in almost every state it is illegal as well. Of course, insurance costs money- something that is increasingly in shorter supply for many people.
There’s good news, however. There are many ways people can cut down on their insurance premiums, sometimes to as low as $19/month. Rate Digest discusses three of these tips in their blog, giving people access to hundreds of dollars in savings through cheap car insurance every month.
The first thing Rate Digest stresses is the importance of comparison shopping. With the increasing accessibility of the internet, people are using online sources such as Rate Digest’s quote comparison tool to find the best rates before even stepping into an agent’s office. When consumers type in their zip code they are given the cheapest quotes from some of the best brands in the business- all from the comfort of their own home. No more scurrying around from agent to agent looking for the best deals, or compromising on one’s insurance to get cheap car insurance.
Another tip Rate Digest gives is to watch out. Some of the new, more dynamic insurance policies calculate rates using, with the driver’s permission, data collected by certain roadside assistance programs to calculate their rates. This data includes the miles driven, an approximate location of where the car has been driven, and information on one’s driving habits- specifically, whether or not people follow the speed limit. In these cases, drivers should be careful to follow the speed limit to get the cheap car insurance they desire.
Rate Digest also suggests limiting the distance driven and time driven. The simple fact is that the less time one is on the road, the less likely one will get into an accident. Car insurance companies use this to calculate one’s rates; after all, a car is much less likely to be in a collision if it isn’t driven.
About Rate Digest:
Rate Digest is the provider of an online comparison tool that thousands of people have used to get rates as low as $19/month. Visit http://www.ratedigest.com/ for more.