What empty homes mean for council tax, with Total Landlord Insurance

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Bills set to increase by 200 per cent

Whether it’s property disputes cover, rent guarantee or deposit protection, you never know when a new amendment is going to come into force – that’s why you should always be prepared.

For the million plus home owners not residing at their property on a full-time basis, be prepared – because as of this month, council tax is set to rise.

Empty properties as well as second homes across the UK will be hit by the new legislation, with some bills for 2013-14 set to rise by a staggering 200 per cent. However, local councils vary in their policies, so for any home owner who is also a landlord, Total Landlord Insurance strongly advises those affected to check with their local authority what the new guidelines entails.

Total Landlord Insurance CEO, Eddie Hooker, said: “Many landlords have come to us asking what the implications are regarding the new rules, and what this means for their properties. The first step any landlord should take is to find out what exactly their local authority intends on doing."

The swift change in law has meant many landlords have had to go about auditing their accommodation as well as their paperwork, especially landlords contents insurance. One such issue landlords will have to face is ensuring that when a tenant has left the accommodation (thus deeming it as an empty home) that all assets are still intact. This includes any accidental damage to glass and sanitary fittings, as well as the theft of keys and replacement locks.

“Previously properties left unoccupied and substantially furnished were given a six month exemption period, but will now be required to pay the full council tax,” added Hooker.

“Getting full cover between tenancies is a must in this case, and we urge landlords to get all their facts straight to make sure they’re properly covered. Whether it’s property disputes cover, rent guarantee or deposit protection, you never know when a new amendment is going to come into force – that’s why you should always be prepared. Since being in business we’ve come to the rescue of several landlords, but with over 15 years’ experience in the landlord insurance industry, we’ve seen it all – which is why we continue to help landlords across the UK today.”

For expert advice in landlord insurance or to read more about empty homes and council tax, visit http://www.totallandlordinsurance.co.uk/ now.

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Natalie Crane
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