Top Health Insurance Carriers Reveal Obamacare Loophole of 2014

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Several top health insurance carriers of the nation reveal an Obamacare Loophole to America’s Health Insurance, a highly ranked national health insurance agency. An individual health insurance policy purchased in 2013 can remain active through January 1, 2015 without tax penalization, and will contain a premium “rate hold” throughout that entire period.

Obamacare Loophole
This Obamacare loophole is significant to all Americans, as they will be required to purchase health insurance in 2014. In many cases, it can save consumers thousands of dollars. -Mike Nickols, CEO of America's Health Insurance

Several top health insurance carriers have revealed to America’s Health Insurance that people who purchase an individual health insurance plan in 2013 will be able to keep their plan through January 1, 2015 without tax penalization. In addition, many top health insurance carriers will be instituting a premium “rate hold” for that entire time period.

This loophole was first reported earlier this week by the Los Angeles Times on April 2, 2013, “A new fight is brewing over health insurance companies letting millions of Americans renew their current coverage for another year — and thereby avoid changes under the federal healthcare law. That may offer a short-term benefit for certain consumers and shield some of those individual policyholders from potentially steep rate increases. ...At issue is a little-known loophole in President Obama's landmark legislation that enables health insurers to extend existing policies for nearly all of 2014. ”

This Obamacare loophole will result in those individual policyholders having their insurance at 50% of the cost of the Obamacare metallic plans being offered in 2014. While many professionals find the loophole to be counter-productive, they however do not deny that the loophole will save consumers money in 2014.

Many young people and middle-class families across America will see a dramatic increase in insurance premiums when the Affordable Care Act comes into effect in 2014. Dan Honey, deputy of commissioner of compliance for the Arkansas Insurance Department, stated in the LA Times article, “For those folks who don’t qualify for subsidies, this is a consumer-friendly thing because the premium rates for 2014 will be substantially higher. You will be exposed to rate shock.”

Those who personally pay for their health insurance need to act on this development as soon as possible so they can lock in thousands of dollars in savings over the next twenty-one months. America’s Health Insurance works alongside with the top health insurance carriers who are providing the premium “rate hold” policies. Help is available at, or 1-888-589-3000.

America's Health Insurance is a nation-wide health insurance agency located in Fort Wayne, Indiana. They are one of the top 3 health insurance producers in America. As the Affordable Care Act approaches, they are working innovatively to bring the best possible health care coverage for their clients. They have a strong relationship with the top insurance carriers in the country, which enables them to be on top of the health insurance market. This allows them to provide the absolute best products for their clients.

America’s Health Insurance

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