Aetna ValuePass Named Judges’ Choice Winner in 7th Annual Paybefore Awards

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Paybefore has chosen Aetna ValuePass as a 2013 Paybefore Award winner in the Judges’ Choice category. The Aetna ValuePass is a prepaid dental card program developed in collaboration with Aetna, Store Financial Services, LLC, Convergence Health and UMB Bank.

Paybefore has chosen Aetna ValuePassSM as a 2013 Paybefore Award winner in the Judges’ Choice category. The Aetna ValuePassSM is a prepaid dental card program developed in collaboration with Aetna, Store Financial Services, LLC, Convergence Health and UMB Bank.

Now in its seventh year, the Paybefore Awards are the most prestigious recognition of excellence in the worldwide prepaid and emerging payments industry. The awards are presented annually by Paybefore, whose publications are the leading source of industry information for alternative payments executives.

Aetna is partnering with Convergence Health, UMB Bank and Store Financial – industry experts in the fields of e-commerce development, banking and card processing. “We are very pleased that the Paybefore judges recognized Aetna’s ValuePass,” said Larry Bush, Store Financial Vice President of Sales and Marketing. “Working with Aetna, Convergence Health and UMB Bank to bring an improved health care solution to the market has been a highly rewarding experience.” Card Compliant, which partners with Store Financial to provide comprehensive compliance security for prepaid access, is managing the regulatory and compliance matters for the Aetna ValuePass program.

Loraine DeBonis, Paybefore editor-in-chief and chair of the judging panel, commented, “Paybefore Awards were created to honor the companies and individuals that are at the forefront of innovation. Aetna ValuePass impressed judges because it’s a unique way to use prepaid to offer consumers access to discounted dental care without insurance.”

DeBonis adds, “This solution demonstrates the exciting evolution of electronic payments as companies like Aetna and its partners innovate to solve payments problems. We are proud to recognize their contributions to advancing the prepaid and emerging payments industry.”

Paybefore CEO Marilyn Bochicchio remarked, “The Paybefore Awards recognize the organizations that use financial services to make people’s lives better, which is why it is so exciting for us to honor those who champion innovation and excellence.”

Aetna ValuePass is a prepaid dental card that gives consumers access to affordable, quality dental care with no insurance plan or membership fee required. Aetna ValuePass empowers consumers to manage their dental care by allowing them to pre-pay for discounted services and receive care when needed.     

Aetna ValuePass was selected by a panel of five industry experts who served as judges for this year’s competition, which—once again—included a record number of entries from around the world. Judges’ Choice is a special category created by the judges to recognize programs with the potential to make a dramatic impact on their cardholders, stakeholders and the industry overall.

About Paybefore:

Paybefore is the leading information provider to prepaid and emerging payments industry professionals, offering the latest news, commentary and analysis. Visit us at

About Store Financial Services, LLC: Store Financial is the leading payments processor and program manager for custom prepaid solutions, linking unaffiliated merchants. In addition, the company is expert in providing customized solutions for gift cards, incentive and loyalty cards as well as open loop. Store Financial provides solutions for organizations looking to increase sales, promote brand awareness, and expand market capabilities. In just ten years, Store Financial has an international presence with more than 600 clients and 40 million cards worldwide. The company is headquartered in Overland Park, KS with regional offices in St. Louis, MO; Orange County, CA; Birmingham, UK; and Toronto, Canada. Visit us at

About UMB Bank: UMB Financial Corporation (Nasdaq: UMBF) is a diversified financial services holding company, founded in 1913, offering complete banking, payment solutions, asset servicing, healthcare services and institutional investment management to customers. Aligned into strategic business segments to best serve our customers and achieve long-term growth opportunities, UMB Healthcare Services is a leading provider of health savings accounts and healthcare spending account cards with over $600 million in HSA assets. For the past four years, UMB has ranked in the top best banks, based on eight financial measures of asset quality, capital adequacy and profitability, according to studies by Forbes and SNL Financial. Holding firmly to UMB’s commitment to principled and sound practices, we simply do not chase short-term earnings or growth at the expense of our future. For more information, visit or follow us on Twitter at @UMBBank, Facebook at and LinkedIn at

About ConvergenceHealth: ConvergenceHealth is a global technology solutions company and leading developer of enterprise-scale population health improvement systems, and innovative digital and cloud-based healthcare products and services. The company's comprehensive population health and wellness systems currently reach more than 40 million users for clients that include premiere U.S. health insurance companies, benefit providers, Fortune 500 employers and the Federal Government of Mexico. For additional information on ConvergenceHealth, please visit For media inquiries email media(at)convergencehealth(dot)com.

About Card Compliant: Card Compliant, a technology provider based in Kansas City, is a compliance specialty company serving the prepaid access and prepaid card industries. It addresses niche subjects, providing technology-supported solutions to the regulatory, legal, and accounting challenges encountered in card programs. It engineers compliance at the design, implementation, and operational phases of a card program to enhance program value and reduce non-compliance risk. Solutions combine patent-pending technologies and business methods, implementing compliance on a per-card basis. To learn more about Card Compliant, please visit

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