Zane Benefits Publishes New Information on Washington’s Health Insurance Exchange

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Washington Health Plan Finder to Open in October 2013 to Washington State Residents

Today, Zane Benefits, Inc. published new information on the Washington Health Insurance Exchange. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement arrangements.

According to Zane Benefits’ website, as part of the Affordable Care Act (ACA), health insurance coverage for individuals and small businesses will become available through new state health insurance marketplaces starting in 2014. Washington state will offer a state-based exchange called Washington Health Plan Finder. The exchange is managed by the Washington Health Benefit Exchange (WHBE) and will open in October 2013, for coverage starting in January 2014.

Washington Health Insurance Exchange - What is it?

According to Zane Benefits’ website and WHBE, the Washington Health Plan Finder will provide an easy and accessible online marketplace for individuals, families and small businesses to compare and enroll in qualified health insurance plans. This exchange will provide a one-stop shop allowing residents to:

  • Make apples-to-apples comparison between Exchange Qualified Health Plans (QHP)
  • Determine eligibility for tax credits or less expensive co-pays and deductibles
  • Receive personal assistance finding, selecting and enrolling in the right health plan to meet their needs

Washington Health Insurance Exchange - How was it Formed?

According to Zane Benefits’ website, the Exchange was created in state statute in 2011 (SSB 5445) and was established as a “public-private partnership” separate and distinct from the state. The Exchange complies with open public meetings and public disclosure guidelines, but is not subject to other laws that govern state agencies. In 2012, legislation was passed (ESSHB 2319) that established market rules, requirements for QHPs, essential health benefits and more. The Exchange initially started in the state’s Health Care Authority (HCA) and has started its transition to an independent organization.

Washington Health Insurance Exchange - How Will it Work with Brokers?

According to Zane Benefits’ website, information has not yet been released on how the Washington Health Benefit Exchange will incorporate insurance brokers, however information is available online about different models they are considering.

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit http://www.zanebenefits.com.

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Christina Merhar
Zane Benefits
800-391-9209 6725
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