Government Interference and Increasing Health Care Costs Top the List of Concerns for Georgia Executives

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Executives seek affordable health insurance options that meet minimum coverage requirements under the Affordable Care Act, according to recent poll by The McCart Group and HA&W.

“Some companies are working on a multiple-year transition plan to start making things more affordable”

According to a recent poll conducted by The McCart Group and Habif, Arogeti & Wynne, LLP (HA&W), the aspect of health care reform that most concerns Georgia businesses is government interference in the private sector. The poll found that 33 percent of respondents agree.

Companies are worried about the increased government interference in health care. Today, the Affordable Care Act (ACA) is a hot topic of discussion for companies of all sizes, across industries, as companies determine the best health care solution for their employees and the bottom line. At the executive level, the discussion is around finding the affordable insurance option that meets the mandated minimum coverage requirement for employees.

Concerns about health care reform range from offering competitive coverage to worry about private insurers ceasing operation. The poll uncovered that:

  • 33 percent of respondents were concerned about government interference in the private sector;
  • 31 percent of respondents worried about increasing health insurance costs;
  • 17 percent of respondents were concerned about the impairment of their business to offer competitive health care coverage to employees and,
  • 12 percent of poll respondents were most concerned about private insurers ceasing to operate rather than being forced to cover participants they otherwise would not.

In a write-in answer to the poll, one respondent noted: “My greatest concern is that media information is confusing and biased, making an accurate assessment of the ACA difficult.”

“Some companies are working on a multiple-year transition plan to start making things more affordable,” said Steve Needle, president of Employer Services at The McCart Group. “This type of strategy would essentially transition more employee out-of-pocket expense, eliminating richer plans and instituting high deductible plans with incentives.”

This paper-based poll was conducted during a recent seminar on the impact of the Affordable Care Act co-hosted by The McCart Group and HA&W. The sample pool was 90 C-level executives from businesses across Georgia.

“A legitimate concern is whether or not your firm’s competitive edge is going to be impacted with the higher rates that will result from the fees, plus the guarantee issue with no previous claims experience,” said Pete Smith, Vice President of Employer Services at The McCart Group. “If you have an older group, it could be that your rates go down; if you have a younger group, your rates could go up.”

For more information about the impact of the Affordable Care Act on your company, contact Steve Needle at steve.needle(at)mccart(dot)com or 678.475.5732.

About The McCart Group:

As one of Atlanta’s leading independent insurance brokers, The McCart Group was established in 1971 and is comprised of an Employer Services & Group Benefits practice and a Risk Management & Property & Casualty Insurance practice. The McCart Group employs over 100 professionals in their Duluth, Georgia office.

The McCart Group’s capabilities encompass the entire spectrum of risk management - property & casualty brokerage, benefits consulting and brokerage services, human resources services, safety & risk control services - all areas that if not managed properly can create significant risk for an organization. Its client base is international, national, and local.

Reach out to The McCart Group at

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