Smart Insights Publishes a New White Paper “Open Loop in US Transportation Systems”

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Intelling, a consultancy specializing in secure transactions, just published a new Smart Insights White Paper titled “Open Loop in US Transportation Systems” to bring to the public a better understanding of major changes ongoing in US transportation systems payment.

American transportation authorities and mass transit operators are on the verge of a major evolution in their payment systems. Most operators have set up fare systems perfectly adapted to commuters needs, but are still facing the imbalance created by one-time users who represent both a low income and a high level of expense for the operator. Now, the US payment community is transitioning towards EMV (Europay MasterCard Visa) payment cards, bringing a new solution to one-time users issue.

The Open Loop concept consists in taking advantage of the existing payment means infrastructure, and treating mass transit payment as just any other transaction at a merchant. This way the transportation operator does not have to spend valuable resources to process payments for one-time issuers.

Nowadays, several major transportation operators in the USA are deploying open loop payment, accepting banking cards issued by regular financial institutions as a means of payment for transportation services.

Once the US market will have completed the EMV migration (i.e. all credit and debit cards will be smart cards), Open Loop will become a standard solution for mass transit payment, achieving one more step to displace cash.

All of this, and a lot more, is described in Smart Insights White Paper “Open Loop in US Transportation Systems”. The White Paper can be downloaded free of charge from our website at

Our latest Smart Insights Report “Smart authentication to tackle BYOD issues” provides its readers with a comprehensive analysis of Bring Your Own Device (BYOD) market, authentication solutions, their future adoption scenarios and impact on the smart authentication solutions market. All our Smart Insights Reports can be conveniently purchased online at

Now in its 8th year, our weekly newsletter Smart Insights Weekly, along with our quarterly Smart Insights Market Trends bring their readers the latest information about the secure transactions industry, its businesses, its technologies, its markets as well as its technology suppliers. Smart Insights covers all the major trends in the industry, it encompasses worldwide business, standardization bodies, and all subjects bringing light onto the secure transactions industry.

About Intelling:
Smart Insights Reports, along with Smart Insights Weekly, and Smart Insights Market Trends are published by Intelling, a consultancy headquartered in Marseille, France. Intelling is a consultancy with two expertise majors: marketing and strategy for secure transactions, smart cards, telecoms, payment, and convergence, as well as market intelligence, for all industry fields. Intelling is the publisher of Smart Insights Reports, that address secure transactions and smart card markets, providing an extensive qualitative and quantitative analysis. Intelling is also the publisher of Smart Insights Weekly (, a newsletter delivered to subscribers on a weekly basis (40 issues per year) that covers the smart card industry, its technology suppliers (semi-conductor, operating systems, software), its markets (mobile communication, payment, e-passport, identity, healthcare, …), its environment (standardization, trade associations), and the career of key people in the industry.

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Thierry Spanjaard
Smart Insights
+33 609 18 28 51
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