AOR Technology Announces Portal Solution for Federally-Required Communication of Summary of Benefits and Coverage (SBC) to Employees

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AOR Technology’s HR and Benefit Portals provide an easy, low-cost way for employers to prominently display SBC as mandated by the Affordable Care Act.

Client Portal with SBC under Benefit Site link - see Medical page

Now that providing an SBC is required by the health care reform law, it’s our job to help clients integrate the SBC into an effective benefit portal as part of their overall employee communication strategy - Jeff Hill, CEO

As of the end of 2012, health insurance issuers and group health plans are required to provide employees with an easy-to-understand summary about a health plan’s benefits and coverage – an SBC. An SBC is a document detailing, in plain language, simple and consistent information about health plan benefits and coverage. It summarizes the key features of the plan or coverage, such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.

View a sample SBC here

All employers offering a group health plan and health insurance issuers (carriers) are required to provide an SBC. An SBC may be printed out and distributed to employees or may be displayed electronically as part of an online benefit website/portal. The federal law requires that an SBC posted online meet the following requirements:

1. The format is readily accessible (such as a PDF document)

2. The SBC is provided in paper form free of charge upon request

3. The provider timely advises that the SBC is available online and gives the internet address (providers may make this disclosure by email).

Every AOR Technology portal features the Summary of Benefits and Coverage for employees to view and print with ease. An email template is also provided for employers to communicate to employees that the SBC is now available online. AOR Technology helps clients save staff time, money, and stay up-to-date and compliant with health care reform requirements.

Click here to view a sample benefit portal featuring the SBC

About AOR Technology

AOR Technology, Inc. custom designs HR and benefits portals that simplify management, lower barriers to access, and promote effective communications. AOR Technology works with brokers and their employer groups to centralize benefits, payroll, and wellness resources on a single platform, which is accessible via a single sign-on feature, making critical information instantly available from any desktop, laptop, tablet, or mobile device with Internet connectivity. For more information, visit


For editorial information, contact:

Jeff Hill

AOR Technology


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