Property Insurance Attorney Jeff Raizner Offers Tips as Hurricane Season Approaches

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Jeffrey Raizner of Doyle Raizner LLP offers advice before hurricane season officially starts on June 1. Homeowners and business owners need to remain vigilant about preparing for hurricanes and understanding the effectiveness of their insurance policy.

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Disaster prevention includes not only being vigilantly prepared, but also doing what is necessary to minimize damages.

The 2013 hurricane season starts on June 1 and The Washington Post (4.16.13) reported it will be a busy one. Four independent forecast outlets unanimously predicted a large number of storms. There is also a general consensus that a hurricane will make landfall along the Atlantic and-or Gulf Coast.

“It is critical that all those living and operating businesses in hurricane prone areas take the necessary steps to protect their business, livelihood and property before a storm hits,” said Jeffrey Raizner, a founder of Doyle Raizner LLP.

“Disaster prevention includes not only being vigilantly prepared, but also doing what is necessary to minimize damages,” added Raizner.

Doyle Raizner has Hurricane Preparedness Tips for individuals and businesses:

  • Keep up with routine maintenance, including care for the foundation and roof of the business. This will help reduce water and wind damage.
  • Obtain windstorm AND flood insurance. They are not interchangeable.
  • Take inventory of property, and keep the records in a location away from the home or business.
  • Insure property for what it will cost to replace rather than the current value.
  • Visit with the insurance agent once a year to review coverage and update the insurance company on the home or business.
  • Keep your insurance agent’s contact information available
  • Have hurricane supplies on hand, including flashlights and extra batteries, food and water, and a first aid kit.
  • Develop a contingency plan for employees- who to check in with and when to check in to minimize business interruption
  • Restaurants should protect all non-perishable food items and perishable foods as much as possible
  • Professional firms should back up their servers and ensure the servers and drivers are in a secure, off-site location
  • Check with your network administrator to ensure email will work after the storm and that business phones can be forwarded

“Being prepared for a hurricane is the best way to protect people, homes and businesses,” said Raizner.

Hurricanes can cause great destruction, but being prepared can make it easier to normalize. After a storm, if an insurance company wrongfully denies a claim or fails to pay the right compensation, contact an experienced property insurance bad faith lawyer. Doyle Raizner attorneys can advise on rights and options and, if needed, aggressively pursue the compensation a policyholder deserves. Contact Jeffrey Raizner or another knowledgeable lawyer at Doyle Raizner by calling 713-554-9077.

About Doyle Raizner LLP:

A nationwide leader in property insurance law, Doyle Raizner LLP represents the owners of office buildings, hotels, apartment complexes and other commercial properties in claims arising from hurricanes and other windstorms.

Doyle Raizner has extensive experience fighting insurance companies after natural disasters. The firm led litigation for Hurricane Ike and helped residents of Galveston and Bolivar Peninsula which suffered the most devastating damage of the storm. The firm stands committed to ensuring a fair insurance process to policyholders wading through improper insurance industry tactics.

Doyle Raizner has offices in Houston, Texas and Phoenix, Arizona.

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Jeffrey L. Raizner
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