(PRWEB) May 24, 2013
The increased popularity of purchasing car insurance online has led to the creation of a new insurance comparison website - BetterInsuranceChoiceAuto.com - click here to visit the website.
Online insurance has become popular for many reasons. Purchasing insurance online provides convenience that one will not find through an insurance agent by allowing customers to purchase insurance any time of day and print proof of insurance documents at the time of purchase.
Also, it allows the customer to skip the middle man by allowing them to purchase a policy directly from the insurance company. Because the insurance company does not have to pay an agent when the policy is sold, the customer could potentially save money on the overall cost of the policy. Of course, there are still a lot of different rating factors that contribute to a customers insurance cost, but the potential of saving money on a policy definitely makes it worth the customers time to check it out.
Finally, it allows the internet to provide the primary customer support when attempting to purchase a policy. With a little research, the internet provides easy to understand insurance information to allow the customer to develop their own expertise. If that is not enough, insurance companies provide an 800 number for customer support as well.
Online insurance also has negative aspects. More than likely, there will eventually be an issue that requires the customer to speak with a live person. The customer support 800 numbers provided by insurance companies can be time consuming and stressful. Not to mention, customer support representatives cannot file claims for customers with online insurance policies. The customer must file the claim themselves. This necessitates that the customer become their own expert in the realm of online insurance and technologically savvy.
Also, home owner and renter insurance are generally not offered through online insurance companies. Customers that do not own a home or rent their place of residence would not be affected by this; however, customers that do would miss out on multi-policy discounts with online insurance companies.
Whether looking to purchase car, life, health, or travelers insurance online, customers need to have a full understanding of their insurance needs in order to find a policy that meets their needs properly.