Fortier Insurance Services Helps Members of the California Beauty Industry with the New Changes to Healthcare

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Fortier Insurance Services now makes it easier for members of the California Cosmetology Association to purchase high-quality health coverage at an affordable rate. As of January 1, 2014, everyone over the age of 18 will be required to have health insurance or suffer a penalty.

ObamaCare helps to ensure that health care coverage is available to any legal U.S. resident who cannot otherwise obtain "quality" healthcare through their employer. Your access to health care is no longer in the hands of health insurance companies.

Obtaining health insurance has never been easier or more affordable under the Affordable Care Act. All beauty industry professionals will benefit, including Cosmetologists, Barbers, Estheticians, Nail Technicians, Salon & Spa Owners, Massage Therapists, and Independent Contractors/Booth Renters. Plans must now cover pre-existing health conditions. They will also cover preventative care and medical screenings, as well as women’s services.

“We know how important having health insurance is to the beauty professional, because we work with the beauty industry on a daily basis. We understand the needs of its members.” – Dan Fortier, President, FIS

The number of Californians without health insurance is staggering. This is especially true for independent contractors, and those who don’t have employers that provide them with coverage. Benefits can be had without breaking the bank. "All new health plans will be rated based on the percentage of medical expenses paid by the plan and how much is left to the individual. There will be four basic levels of coverage: platinum, gold, silver and bronze." -- Covered California. The more coverage, the higher the premium. The lower the monthly premium, the less coverage. It’s that simple.

Individuals and families with low to moderate incomes may be eligible for a state-or federal-assisted program to help them pay for health coverage. They may even qualify for Medi-Cal.

Small businesses will receive tax credits to help offset premium costs when they provide their employees with health insurance. Fortier Insurance Services offers group plans that business owners may have previously thought were available only to large businesses.

No matter what the circumstances, Fortier Insurance will get anyone in the beauty industry enrolled in insurance. They can answer questions about all the new changes in healthcare and help clients find an insurance plan that works for them. Visit their website at

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