Leading Texas Insurance Agency Issues Flood Insurance Reminder

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Texas, like other Gulf Coast states, is prone to tropical storms. In the aftermath of torrential rain and flooding in the state this week and heading into hurricane season, Houston risk management firm Pasadena Insurance Agency issues a reminder about flood insurance.

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Flooding is the most familiar and frequent natural disaster in Texas while hurricanes and tropical storms have historically caused billions of dollars in flood damage to Texas homes and businesses.

Just this week, massive floods from heavy rains in the San Antonio area resulted in one death, forced more than 200 rescues by emergency workers and caused damage to homes and businesses.

In 2012, Texas was the state with the third highest amount of direct flood damages—topped only by Louisiana and Minnesota, according to the National Oceanic and Atmospheric Administration. Flooding is the most familiar and frequent natural disaster in Texas while hurricanes and tropical storms have historically caused billions of dollars in flood damage to Texas homes and businesses.

Direct flood damage can cause damage to private property, including structural damage and lost agriculture as well as public infrastructure and facilities.

“Most homeowners insurance does not cover floods and there is typically a 30-day wait before a policy becomes effective. If you already have a flood policy, remember it needs to be renewed each year,” said Pasadena Insurance President Frank Karkowsky. “All it takes is a few inches of water to cause major damage to your home or business.”

The insurance professionals at Houston’s leading risk management firm, Pasadena Insurance Agency, have decades of experience with flood insurance policies and homeowner’s insurance and will ensure home and business owners are prepared—and covered.

For more information on Texas flood insurance or homeowners insurance, contact Pasadena Insurance Agency agent at http://www.pasins.com. Also, join our Facebook community and connect with us on Twitter @PasadenaInsAgcy.

About Pasadena Insurance Agency:
Pasadena Insurance Agency, Inc (PIAI) is a Trusted Choice® independent insurance and risk management firm. They are a third-generation, family-owned, boutique independent insurance agency offering property & casualty insurance, life & health insurance, and consultative risk management services to individuals and small-to medium-sized businesses.

Having been in business for over 75 years, they have access to the majority of the insurance marketplace either through direct appointments or intermediaries resulting in the appropriate alignment of insurance carrier to clients. PIAI offers a friendly, community-based agency with personalized customer service, while also providing the capabilities of a large corporate agency with established industry relationships and decades of experience. For more information, please visit http://www.pasins.com.

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