GuidedChoiceIRA℠ New Managed Individual Retirement Account for Everyone

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First of its kind IRA offers individual investors access to industry-leading advice, low cost institutional funds and affordable ongoing professional management



With GuidedChoiceIRA, investors can enjoy the same professional, independent investment advice used by millions of plan participants across thousands of employer 401(k) plans.

GuidedChoice™, an industry leader in investment advice, managed account services, and strategic solutions for retirement plans and individuals, announced today its managed individual retirement account (IRA) savings option is now available to any investor. The new program will give current employer-sponsored retirement plan participants, who access advice through the GuidedChoice platform, the ability to easily rollover assets into a GuidedChoiceIRA℠. Importantly, it also allows individuals not currently using GuidedChoice to open a GuidedChoiceIRA and receive the same expert advice and low-cost managed investments as plan participants.

GuidedChoiceIRA provides:

  •     Professional, unbiased investment advice and account management
  •     A highly personalized strategy based on each individual’s situation and goals, including spousal and whole-household finances
  •     Automatic rebalancing every three months
  •     Access to full and partial distributions at retirement
  •     Free access to investment professionals for questions and step-by-step help

All GuidedChoiceIRA account holders will also have access to the GuidedSpending retirement income solution, which utilizes award-winning Financial Guidance Theory (FGT) methodology.

“Further to our original announcement in November, 2012, GuidedChoiceIRA delivers expert, unbiased financial investment advice on retirement savings for individuals and advisors who have not had access to the GuidedChoice advice platform either through an employer or record keeper,” explained David Bernard, Chief Client Officer for GuidedChoice. “With GuidedChoiceIRA, investors can enjoy the same professional, independent investment advice used by millions of plan participants across thousands of employer 401(k) plans. They can take advantage of everything GuidedChoice has to offer – including our easy-to-use, behaviorally-based online interface, expert customer service, and integration with our uniquely effective GuidedSpending retirement income solution.”

According to a May, 2013 EBRI study, IRA’s are a vital component of U.S. retirement savings, holding more than 25 percent of all retirement assets in the nation. The EBRI IRA Database contains data on over 20 million individual accounts with total assets of $1.456 trillion. The average IRA account balance in 2011 was $70,915.

As savings balances rise, and American workers improve their savings behavior, investment strategies play a larger role in achieving a successful, comfortable retirement. Just 23 percent of workers and 28 percent of retirees report they have obtained quality investment advice from a professional financial advisor (EBRI, March 19, 2013).

GuidedChoice continues to provide unbiased, expert advisory and management services, with no ties to specific investment products. The GuidedChoiceIRA program utilizes record keeping through a partner, Inspira, using an open-architecture IRA platform with eSignature account sign-up process, online servicing and accountholder support that brings down costs associated with IRA administration.

GuidedChoiceIRA is available now. For more details about the program, contact Ashley Avaregan, SVP of Sales at aavaregan(at)GuidedChoice(dot)com or 888-675-4532 x101.

About GuidedChoice
GuidedChoice is an independent investment advisory firm specializing in investment advice, managed account services and strategic solutions for corporate and public retirement plans, advisors and individual retirement plan participants in many of the largest defined contribution plans in the U.S. They are also the creators of the award-winning Financial Guidance Theory (FGT), developed for retirement income planning. For more information, visit

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Donna Lehman
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