The fact is that anyone can fall for a scam, regardless of age, gender, race, income or education level, because we all share the same psychological traits and we all store personal or financial information online.
Los Angeles, CA (PRWEB) June 12, 2013
As part of its continuing effort to fight fraud and scams, Scambook is urging consumers to end the negative stigma often associated with being a scam victim.
Many individuals are in denial that they would ever fall for a scam, distancing themselves from scam victims and framing victims' misfortune as a simple issue of personal responsibility or intelligence. However, pointing fingers at the victim only draws attention away from the scammer and creates a barrier against proper consumer education.
“The fact is that anyone can fall for a scam, regardless of age, gender, race, income or education level, because we all share the same psychological traits and we all store personal or financial information online,” said Kase Chong, Director of Marketing at Scambook. "When we dismiss a scam victim by saying 'I would never fall for that,' it's detrimental to the educational efforts needed to protect consumers against fraud."
"Victims also need to feel comfortable reporting crimes without anyone questioning their intelligence or judgment," he added.
Therefore, Scambook, the Internet’s leading consumer advisory platform, is providing the public with five reasons why anyone can fall victim to a scam:
1. Basic Emotional Needs Make Individuals Vulnerable. In the case of online dating scams, scammers prey on loneliness to gain a victim's trust and love slowly over time. Then they request a need for a large sum of money, scamming these victims out of thousands of dollars.
2. Looking for Shortcuts Can Obscure Red Flags. To make life easier, individuals often look for shortcuts that deliver instant gratification. Scammers look to exploit the “Get Rich Quick” schemes, that people who are impatient or desperate don’t find too good to be true.
3. Bogus Scarcities and “Act Now or Miss Out” Tactics. As described in Psychology Today, certain sales transactions are very difficult to resist. This “fear of missing out” enhances people’s emotional reaction leading to victims of bait-and-switch scams where counterfeit goods or wire transfers are made for artificially scarce goods and services.
4. Information Overload Blinds Victims to the Fine Print. Due to life’s constant influx of new information needing to be processed, not all details can be taken in, causing some to be overlooked. Con artists build scams to prey on this fact, noting details in the fine print that call for unwanted fees and recurring payments, especially in email impersonations scams and online membership fraud.
5. More Internet Equals More Private Information to Steal. With the popularity and ease of online transactions, personal and financial information is stored online more than ever. Even a hacked password can allow scammers the access to commit identity theft or wreak online digital havoc. Whether or not individuals personally have online accounts, the companies they have accounts with, including banks, health insurance companies, employers, and various government agencies, store their user information online. This data can be hacked, breached, and compromised.
Scambook is working hard to foster a community free of judgment where people file complaints and gain the knowledge they need to protect themselves from undeserved scams. Scambook understands that everyone is vulnerable and no one should feel embarrassed to report that they’ve been scammed.
For more information, individuals can visit Scambook.com/blog.
Scambook is an online complaint resolution platform dedicated to obtaining justice for victims of fraud with unprecedented speed and accuracy. By building communities and providing resources on the latest scams, Scambook arms consumers with the up-to-date information they need to stay on top of emerging schemes. Since its inception, Scambook has resolved over $10 million in reported consumer damages. For more information, visit scambook.com.