Zane Benefits Publishes New Information on HRA Health Plans

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7 Ways Small Businesses Can Design HRA Health Plans

Today, Zane Benefits, Inc. published new information on HRA health plan design to help small businesses achieve health benefits savings.

According to Zane Benefits’ website, HRA health plans are powerful tools for small businesses because they are one of the only employee benefits vehicles allowed to reimburse insurance premiums tax-free. HRA health plans also give small businesses complete control over plan design and cost. For example, the small business decides:

  • The amount to contribute to employees' health expenses.
  • Which eligible medical expenses the HRA health plan will reimburse.
  • What happens to unused HRA funds at the end of the year.

According to Zane Benefits’ website, there are seven main ways businesses design HRA health plans to save money and meet their employee health benefit goals.

1. Integrated HRA
2. Defined Contribution HRA
3. Premium-Only HRA
4. Cost-Sharing HRA
5. New Employee HRA
6. Retiree HRA
7. Supplemental HRA

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About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangement plans (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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Christina Merhar
Zane Benefits
800-391-9209 6725
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