Ontario, CA (PRWEB) September 18, 2013
The NFL is in the process of settling a myriad of lawsuits with players and family members to the tune of $765M. This settlement also includes set aside funding for research. The lawsuit was filed by players against the National Football League (NFL) for allegedly concealing knowledge of long-term dangers of concussions and the failure to properly care for head injuries. (NFL to spend $765M to settle concussion lawsuits, AP, August 29, 2013)
At the same time the NFL settlement was making the front page, 3 former college players filed a lawsuit against the NCAA, alleging that they had failed not only to educate college players about the risk of concussions but failed to prevent, diagnose and treat brain injuries. (Former Football Players Sue NCAA Over Concussions, AP, September 4, 2013)
According to ESPN’ s Jeff Easterbrook, if youth leagues, public school districts and colleges that are already in the red on sports start paying brain-damage awards, they'll stop sponsoring football. They won't have any choice -- insurers will drop them. This, not the NFL's litigation maneuvering, it is the nuclear bomb, ticking in football. With the spotlight on concussions and football injuries, it’s starting to look like the “legal quicksand” that has its grips on football, is not going away. (ESPN, Litigation threatens football's future, September 3, 2013)
“Athletics involve physical activity and whether it is football or hockey, cheerleading or golf, participants can get injured and the prospect of injury is always a possibility. Its unlikely parents let their children get involved in sports, at any age, without knowing the physical demands and risks,” says Frank N. Darras, disability lawyer to professional athletes. “The extent of those risks should be up for discussion. Steps can be taken to protect the family, the finances and the futures of those who are playing sports. Whether it’s a 10-year old boy in the local league or the Heisman Trophy winner waiting for the draft, each has options to protect themselves and the sport in which they love and compete.”
Darras advises athletic associations across the country, that the way the leagues are getting hammered by lawsuits is a signal to everyone to get smart about sports and disability. This requires leagues, coaches, players and parents taking responsibility to not only make sports safer, but also taking steps to protect themselves in the event of a catastrophic injury or devastating illness.
“I advise starting educational programs that cover the risk of participation in sports and recognize that in taking personal risk, there is responsibility for the participants, not just leagues and school systems. Having as many i’s dotted and t’s crossed when it comes to today and the future. This is done by exploring individual disability insurance policies to cover high draft eligible college athletes should the worst happen. When an athlete purchases a rock-solid disability policy for himself, it also provides protection for the beloved sports and traditions America has grown to love. If lawsuits threaten to kill off football, or make it a soft game there will be no audience; if that were to happen, what sport is next?” says Darras.
USC wide receiver Marqise Lee and other college players are approaching their futures the smart way. Lee recently purchased a $10M total disability policy. These players depend on their physical talent for a living and recognize how a disability can affect their future. They have stepped forward to get the right protection, whether a disability knocks them out from playing entirely, or knocks them down in the draft. All players should take a page out of that playbook,” says Darras. (Marqise Lee insured for $10M, ESPN.com, August 30, 2013)
“As founder of America’s largest disability firm, I have seen over 25 years, career ending injuries and illness affect athletes. There is nothing sadder than when a 350 pound truly disabled linebacker is sitting across from me with tears in his eyes because he cannot pay the bills and he can’t work because of the long-term effects of an injury he sustained playing,” says Darras.
An individual disability policy can prevent this heartbreak.
My best advice across all leagues, professional and youth, is get great, competent advice from a trusted lawyer who can explain disability insurance, its value and clear up any ambiguities so athletes can get the right protection for their futures. Get smart, get great disability insurance and protect your future, says Darras.
About DarrasLaw - America's Top Disability Firm
DarrasLaw, its attorneys, including founder Frank N. Darras, the nation’s top disability insurance attorney, have received numerous honors and awards from peers, validating the claim that we are America's top disability firm. Lawdragon has singled out Frank N. Darras for five years in a row as one of the Top 500 Lawyers in America. Since its inception, Super Lawyers has honored him by naming him to its list for his work with disability insurance policyholders. The American Association of Justice lists him as one of the Top 100 Trial Lawyers in California. Best Lawyers in America has profiled DarrasLaw and the firm's accomplishments on behalf of the disadvantaged and disabled.
At DarrasLaw our compassion goes hand-in-hand with our legal expertise. We take pride not only in the results we achieve, but the care our team provides along the way. We hire only the top disability attorneys and staff, including our in-house nurse, for their compassion as much as their expertise and knowledge. Hiring the cream of the crop has been critical to maintaining our position as America's top disability firm.
Our national reach plays a role too. People from all 50 states turn to us for help with individual disability insurance matters.
Nationwide, we review more than 2,500 claims a month. In any given year, we handle more cases than many firms handle in their lifetime. We have recovered more than $750 million in wrongfully denied insurance benefits. Although DarrasLaw does not handle Social Security Disability Insurance cases, we are happy to provide excellent referrals to those who need help.
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Darras is available for interviews. Contact robin(at)mcdavidpr(dot)com.