Debt has a way of overpowering a person through the stress that it brings. This is what a good debt settlement company can help with.
Los Angeles-Long Beach, CA (PRWEB) May 27, 2013
National Debt Relief, the number one provider of debt settlement services and AFCC (American Fair Credit Council) member, published an article entitled “What Everyone Should Know About The Benefits Of A Debt Settlement Plan.”
Recently hailed as the number one debt settlement company by TopTenReviews.com, the company has proven its authority when it comes to this type of debt relief option.
In the article, the author cited five important benefits of using a debt settlement plan as a way out of debt. This list is based on what National Debt Relief provided and continues to provide the thousands of debt ridden Americans who have trusted/trusts them with their debts.
First of all, the company guarantees that relief from stress will be provided. Debt has a way of overpowering a person through the stress that it brings. This is what a good debt settlement company can help with. The anxiety that comes with dealing with debt all alone is gone as a professional takes over everything.
Which brings the article to the number two benefit of hiring a debt settlement company: eliminating collection calls. They will take over all the communication with creditors and collectors so that the consumer can concentrate on growing their funds for debt payment. National Debt Relief clients will have the peace of mind and convenience of having their calls taken cared of.
Probably a big factor in choosing debt settlement is the fact that it allows consumers to make lower payments - based on what they can afford. Not only that, National Debt Relief will not charge their clients upfront fees. When a settlement is guaranteed, that is the only time that the company will request for fees. This is all in accordance with the Telemarketing Sales Rule or TSR - a law that the debt relief company is confident in claiming their complete compliance.
The fourth benefit involves budgeting. National Debt Relief is a strong advocate of debt and personal finance education. All their clients walk away with an improved knowledge of financial management. On top of it all, budgeting is an important lesson that they impart to debt ridden consumers. They teach clients and website readers how to create a budget and use to make debt relief easier to handle. Not only that, they also teach how it can be used to keep themselves out of debt.
Lastly, National Debt Relief shares that consumers will be taught better payment behavior while under a debt settlement program. The debt settlement plan will be monitored by the debt expert that will be assigned to help the consumer. This will keep them from missing a payment. Not only that, the debt relief company claims that they can get clients out of debt in 2-4 years.
The article states that this option is certainly a whole lot better than bankruptcy. The effects of the latter will stay as a negative mark in the credit report of the consumer for as long as 7-10 years. After working with thousands of clients, the company observed how the average 80 point decrease of debt settlement is much better than the 200 point reduction of bankruptcy.
While debt settlement is a good option, readers are encouraged to choose the company carefully. They want readers to do their homework before finalizing a contract with any company. They specially request consumers to be wary of debt relief companies asking for upfront fees.
Visit the National Debt Relief website to read the whole article or call 888-602-3579 to talk to a debt settlement expert.