Saint Augustine, FL (PRWEB) October 31, 2012
Although the number of Medicare Part D plans has declined over the past few years, seniors in every state are still presented with an average of 31 stand-alone Medicare Part D prescription drug plan choices for 2013 and from one to 98 Medicare Advantage plan choices depending on the state and county. To help the Medicare community get an overview of the available 2013 Medicare Part D and Medicare Advantage plans in their area, Q1Medicare.com now provides their updated 2013 Medicare Part D plan search tool, PDP-Finder, and their 2013 Medicare Advantage plan finder, MA-Finder.
The Q1Medicare PDP-Finder was designed to provide an easy way for people to review all 2013 Medicare Part D prescription drug plans at one time, along with key prescription drug plan coverage information. Users can the find the PDP-Finder directly at PDP-Finder.com and only need to click on their state to see all of the 2013 Medicare Part D plans offered in their area.
Each Medicare Part D prescription drug plan is listed with monthly premium, initial deductible, Gap or Donut Hole coverage details, drug tier co-payment or cost-sharing information, Quality-Star ratings, and whether the Medicare Part D plan qualifies for the Low-Income Subsidy $0 premium. The PDP-Finder also provides a link to every specific Medicare Part D plan formulary or drug list so users can browse any plan formulary electronically.
Similar to the PDP-Finder, the Q1Medicare MA-Finder provides an overview of Medicare Advantage plans with and without prescription drug coverage and even includes Special Needs Plans (SNPs). Plan features are highlighted for easy comparison and include monthly premium, prescription drug deductible, Gap or Donut Hole coverage, Quality-Star ratings, and prescription drug tier cost-sharing details. Additional information such as Medicare Part A and Medicare Part B maximum out-of-pocket (MOOP) limit, total number of formulary drugs, and service area membership are also available; as well as a link to access the plan’s online formulary or drug list.
“We have found that many online Medicare plan tools have become more complicated over the past years and the complexity of these tools makes the annual Medicare Advantage plan or Medicare Part D plan selection process even more difficult for many seniors,” notes Dr. Susan Johnson, co-founder and technical director of the Q1Medicare.com site. “Our goal was to provide Q1Medicare users with a simpler searching alternative so they can quickly review coverage details on all available Medicare prescription drug plans and Medicare Advantage plans, with only one mouse-click.”
Both the Q1Medicare 2013 PDP-Finder and MA-Finder include a “T” icon under the plan names, allowing users to read about the Medicare plan’s coverage details in a “simple text” format. Users can also choose the “detail” icon under each plan name to view a chart summarizing all of the particular plan’s coverage information.
As with all other Q1Medicare.com tools, the 2013 PDP-Finder and MA-Finder Finder tools are free to all users and designed for use on PC, tablet, and smartphone platforms.
Q1Medicare.com reminds seniors that the 2013 annual Open Enrollment Period is ending on December 7th and if they wish to add, change, or drop their Medicare Part D plan coverage they should do so before the December 7th deadline. After December 7th, most Medicare beneficiaries will have only a limited opportunity to change their 2013 Medicare Part D coverage until 2014.
About the Q1Medicare.com Website
Q1Medicare.com is one of the largest independent online resources for Medicare Part D prescription drug plan and Medicare Advantage plan information. Q1Medicare offers a large selection of Frequently Asked Questions, online tools, and a free Medicare Part D Newsletter all designed to help Medicare beneficiaries, healthcare professionals, advocates, advisers, caregivers, and insurance agents better understand both the Medicare Part D prescription drug and Medicare Advantage programs. Q1Medicare.com is operated by Q1Group LLC (Saint Augustine, Florida).