It is extremely beneficial for consumers and businesses to have Property Insurance Policies reviewed and analyzed by an industry professional, to ensure that one has the proper coverage for the upcoming storm season.
Orlando, Florida (PRWEB) May 31, 2013
With June 1st marking the beginning of Hurricane season, Florida residents are all too aware that the time to prepare for the next storm is now. Many experts predict this year will be a very active season, with 3 to 6 major hurricanes (Category 3, 4 or 5; winds of 111 mph or higher). Beyond the traditional hurricane preparedness lists, RCO Contractors and Oliver & Company – specialists in property damage restoration and insurance claims resolution services for more than 24 years – are offering tips to help consumers avoid potential insurance claim problems in the event that they suffer a property loss whether from a hurricane or any other peril.
Pre-Hurricane Season Tips to Help Consumers Avoid Insurance Claims Problems In the Event of an Insurable Loss include:
1. Have Property Policies Reviewed -- Insurance Policies are complicated and vastly different with all sorts of legal and technical language and pages of fine print that confuse the average consumer. It is beneficial to have Insurance Policies reviewed and analyzed by an industry professional, to ensure that one has the proper coverage for the upcoming storm season.
2. Document Property with Photos and/or Video Now – When a consumer suffers a property damage and files a claim, the more proof of the pre-damaged property conditions and value of items pre-loss they can provide will make the claims process go much smoother. Consumers should take plenty of photos of their belongings and a video of their property now, prior to the storms.
3. Keep Copies of Important Documents Safe – It is recommended that property owners make copies of important documents, including insurance policies, and store them in waterproof bags in a safe or secure off-site location. Additionally, in areas that have been hit by hurricanes in the past, it is beneficial to have copies of receipts or other documentation of previous damage repairs. Insurance companies are not going to pay for the same damages twice, and consumers may need to prove that they made repairs on previous claims.
4. Inventory Contents – The contents portion of a claim can be extremely complicated, particularly in large losses. Most people do not keep receipts for many of their contents, thus proving that they had the items they claim can be a difficult task after the damages have occurred. It is suggested that policy holders create a detailed inventory list as soon as possible, before any hurricane related damage may occur.
Consumers can contact RCO Contractors and Oliver & Co. at 800-916-0371 or 305-710-1864 to request a free a copy of the Personal Property Inventory form that their insurance claims professionals use for documenting contents or to make an appointment to have their property insurance policies reviewed.
About RCO Contractors, Inc.
Established in 1986, RCO Contractors, Inc. is a Florida State Certified and Licensed General Contractor - CGC-043265 - specializing in property damage restoration and insurance claims resolution services. The firm enjoys a time-honored history of serving the Central Florida and South Florida areas, including the successful restoration of hundreds of properties and the resolution of countless insurance claims from hurricanes and windstorm events over the past 24 years. RCO’s sister company Oliver & Co, Inc. features adjusters licensed by the Florida Department of Insurance and State Bonded, specializing in adjusting insurable losses and contents claims for residential, condominium, and commercial properties caused by hurricane, flood, fire, water, storm, vehicle impact and other disasters. For additional information, visit RCOcontractors.com or OliverAndCoinc.com.