Burlington, NC (PRWEB) June 06, 2014
Although the Open Season period (aka Open Enrollment) for purchasing health insurance via the federal Marketplace has ended, the experts at Don Allred Insurance may still be able to help individuals obtain coverage or modify an existing government plan as long as they meet certain conditions known as Qualifying Life Events, or QLEs. Some of the most common QLEs are the following:
Furthermore, anyone currently insured under a Marketplace plan may alter his or her coverage upon showing proof of a QLE such as a change in household status or annual income that results in loss of premium tax credits and other cost-sharing reductions.
Not all QLEs are as cut-and-dried as the ones listed above, notes Don Allred Insurance spokesman Scott Allred. “Sometimes a unique combination of circumstances comes into play that tests the bounds of QLE criteria. Our insurance experts can analyze these special situations to help customers determine the best way to obtain adequate coverage in order to comply with federal mandates,” says Mr. Allred.
If you have not voluntarily ended your insurance coverage and believe you meet the criteria for a Qualifying Life Event that entitles you to obtain insurance from the federal Marketplace outside the Open Season, please contact Allred Insurance today to set up a consultation. If none of these QLEs applies to you, the next open enrollment period will begin on November 15, 2014, for coverage starting in 2015.
Visit http://www.allredinsurance.com today for more information.