Richmond, VA (PRWEB) July 22, 2014
A recent J.D. Power survey concludes that insurance shoppers don’t feel like they are getting the savings they were promised. It’s not that consumers aren’t saving money (most auto insurance shoppers save about $300 on average), but that consumers don’t feel like they are saving enough. So why aren’t customers finding the savings they are looking for when getting auto insurance quotes online?
There are several factors that affect the rate an auto insurance company returns when you get auto insurance quotes online. Getting a quote from a website that only asks for your ZIP code and your car’s make and model probably won’t deliver the most accurate quote. There’s a good chance you could be saving more by getting an auto insurance quote from a company or website that asks for more specific information. But it’s important to note that every field is important and the more info you can provide, the better.
You could save money by correcting these common auto insurance mistakes:
1. You’re married but have individual auto insurance policies.
Married drivers actually pay less for car insurance on average. If your policies are separate, try combining them for greater savings.
2. You aren’t telling the insurance company that you own your home.
Homeowners get lower auto insurance rates. If you own your home, don’t bother with sites that don’t ask you about home ownership. You could be missing out on some serious savings.
3. You don’t realize your credit score matters.
Your credit score, in most cases, plays a role in determining how much you pay for your auto insurance. This can actually get a bit complicated, so if your credit score isn’t great, we have some info for you that could help.
4. You’re incorrectly telling the insurance companies when you drive and how far.
Most people overestimate their commuting distance and it can cost you. Comparenow.com recommends using something like Google Maps or Mapquest to put in your home address and your work address, as well as your route to work, to get an exact number.
5. You aren’t comparing quotes.
It’s hard to compare auto insurance quotes and can be massively time consuming. To find the best price on auto insurance, you need apples to apples comparison and you need to compare four or more auto insurance quotes (ideally from different sized insurance companies). Use a site like Comparenow.com to make it as simple as possible.
The savings that are advertised by most auto insurance companies really are out there. The thing is, you have to do the work to get them. For additional information on car insurance savings and research on how to maximize those savings, visit Comparenow.com.
Comparenow.com is a limited liability corporation headquartered in Richmond, VA. Majority owned by the Admiral Group PLC, the UK’s second largest auto insurer and a member of the FTSE 100, comparenow.com offers car insurance comparison services for US consumers.