Pacific Union Financial, LLC Announces FlexKey, a Non-Agency Product Suite

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FlexKey allows lenders to reach more borrowers while maintaining responsible lending practices

Pacific Union Financial, LLC is pleased to announce the release of its new Non-Agency product suite, FlexKey. With this proprietary offering of Non-Agency products, Pacific Union gives clients and sales teams a competitive edge and expanded lending opportunities.

FlexKey is comprised of two main components, Expanded and Restart. The Expanded product includes broad LTV and DTI limits as well as various income verification options and the Restart product enables borrowers with past credit events to obtain financing with shorter seasoning periods and relaxed documentation.

“We feel the FlexKey product suite provides a needed approach to responsible lending for consumers who don’t fit inside the pristine credit box that most mortgage investors require,” said Brandon Story, SEVP of Business Intelligence, Capital Markets and Product Development. “FlexKey will allow our lending partners and originators to have broader access to credit, adhere to prudent ability-to-repay requirements, and help promote homeownership to a wider range of consumers.”

FlexKey products will initially be available to Pacific Union’s Wholesale and Retail business channels.

About Pacific Union

Pacific Union Financial is a full-service mortgage company, located in Irving, Texas, with corporate offices in California, Nevada, Virginia and North Carolina as well as branch locations across the country. Pacific Union originates residential mortgage loans through Wholesale, Retail and Correspondent origination channels and manages a $20 billion servicing portfolio.

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Ron Fountain