Houston, TX (PRWEB) May 08, 2012
Annuity Think Tank and Annuity123 recently polled their subscribed user base about various retirement income topics. Two questions in particular revealed the growing disparity between a baby boomer’s desires and their expectations. When asked “What is your expected return on low or no risk principal?” most respondents answered “2-3%.” When then asked “What is your desired return on low or no risk principal?” an overwhelming majority of those same individuals answered “5-6%.” Bridging this ever increasing gap between desires and realistic expectations is becoming increasingly difficult for financial professionals.
Annuity Think Tank’s research has revealed that there are some promising alternatives for the right clients. Secondary Market Income Annuities, also known as SMIA’s, are sold by structured settlement annuitants through a court approved and regulated process at a discount in exchange for a lump sum payment. Immediate Annuity Income Streams, Factored Structured Settlements and Lottery winnings can all be converted to SMIA’s. Each transaction is vetted via a rigorous review by legal counsel. SMIA’s guarantee purchasers a payment stream over a fixed period of time, at a fixed rate of return, so this investment is generally considered to be a good vehicle for “safe money” savings. Insurance companies invest the funds primarily in government securities and high-grade corporate bonds which provide guaranteed interest rates. Annuity Think Tank only offers SMIA’s from insurance companies which have the highest Standard & Poor’s credit ratings, making the Secondary Market Income Annuities offered one of the safest forms of fixed term purchases available today. To see the live SMIA rates and to learn more, register for free at AnnuitythinkTank.com
About Annuity Think Tank
Annuity Think Tank is an independent educational, research, and retirement marketing group specializing in annuities and retirement income. Annuity Think Tank’s vision is to be the first place financial professionals and consumers come to for innovative annuity solutions, unbiased annuity education, annuity research, and the most comprehensive annuity information on the web. Please visit the main site, AnnuityThinkTank.com to view the Think Tank Network of website and to learn more about annuities, basic to advanced annuity concepts, and annuity calculators and white papers