Salt Lake City, Utah (PRWEB) October 02, 2012
Online Insurance Marketplace announced today that the site will now sell accident life insurance in Utah. This is a wise option for those that already have traditional insurance, but would like additional life insurance.
"These policies typically pay a handsome death benefit to your beneficiary in the untimely event of your death, due strictly to an accident that causes death within a specified period of time. Because accidental death makes up less than 5% of all deaths nationwide, insurance companies know their chance of loss is minimal, thus they can offer inexpensive premiums for this type of policy," according to Investopidea.com
"The catch is, they are subject to certain "death criteria." For example, if the death was resultant from public transportation, the death must occur within three months of the accident. Also, your beneficiary will only collect benefits if your death is proven as a direct result of the accident. Some beneficiaries have a difficult time trying to prove this, as death can occur several weeks after an accident and for various reasons other than the accident itself, such as medical complications or surgical procedure risks. Unfortunately, it is the beneficiary's responsibility to prove this, which makes accidental death life policies a riskier product when compared to the traditional life insurance policy," according to Investopedia.com
By visiting , individuals can get free and affordable term and whole life insurance quotes from local insurance companies at lower annuity rates. Obtaining low cost insurance rates and additional info is free, quick and easy. OIM provides the lowest most affordable local insurance pricing. OIM offers a one-stop shopping experience designed to get one a quote and purchase an insurance policy in minutes.
Purchasing no medical exam life insurance is a good choice for the elderly, or those with preexisting conditions. They will not take the risk of being denied coverage, or being charged much higher rates based on their health conditions.
Online Insurance Marketplace makes searching for a good and affordable life insurance plan easy. The site provides access to multiple competing quotes from various insurance providers, making it a one-stop place for interested parties to compare prices, and find the best deal. People that are shopping for whole life and term life insurance for themselves, family members, parents, or employees, can visit OIM to get free, no-obligation quotes.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, the client will have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, get a quote.