(PRWEB) September 27, 2012
InsuranceSourcer.com, a leading auto insurance comparison website, now offers a state-specific tool that allows Arkansas car insurance buyers to quickly compare policies from some of the nation's top carriers.
The tool, located at http://www.insurancesourcer.com/compare-online/auto-insurance-arkansas/, uses a driver's zip code to create a list of insurance providers specific to an Arkansas driver's location. The driver can then select a carrier to receive a risk-free quote.
"We work with top carriers to give Arkansas car insurance buyers the best possible set of options," said a representative of Insurance Sourcer. "Our carriers include AA, Allstate®, Progressive, Esurance® and other reliable companies from around the United States."
Arkansas car insurance premiums are often quite costly depending on a driver's age, record, vehicle model and a number of other factors. The average cost of a policy is around $1400 per year, well above the average annual costs of car insurance in neighboring states like Mississippi and Tennessee.
All drivers in Arkansas need to carry valid proof of insurance at all times. The state of Arkansas requires drivers to carry at least $25,000 in bodily injury liability coverage per person for up to $50,000 per accident and $25,000 in property damage liability coverage. Like most states, Arkansas uses a tort-based auto insurance system. This means that drivers who cause accidents are liable for the costs of the accident, and as a result, many drivers choose to buy higher levels of liability insurance coverage. Tools like Insurance Sourcer allow these drivers to avoid overpaying for the extra coverage.
Additionally, many drivers look for Arkansas car insurance policies that offer collision and comprehensive insurance coverage. These types of coverage pay for damages to a driver's own vehicle in an accident and from non-traffic related sources, respectively. Most drivers who lease or finance their vehicles need to carry both comprehensive and collision coverage equal to the value of the car as part of their agreements with their lenders. By comparing costs before buying a policy, these drivers can get the coverage options that they need without exceeding their budgets.
"Drivers in Arkansas need a considerable amount of insurance to stay safe on the road," said the representative of InsuranceSourcer.com, "and many of our customers have trouble selecting the right coverage options. Our Arkansas car insurance tool makes it much easier to compare coverage options in order to choose an appropriate policy. We feel that this is one of the biggest advantages of shopping online; drivers can learn more about their policies and make better decisions about their coverage."
InsuranceSourcer.com's state-specific quotes give drivers a simple way to purchase Arkansas car insurance online. Unlike many other tools, InsuranceSourcer.com does not collect personal information about drivers before generating lists of carriers.
"We want Arkansas car insurance buyers to get fast, accurate answers about their options when using our tool," said the InsuranceSourcer.com representative. "We're proud to offer a simple and effective way to buy Arkansas car insurance online."
InsuranceSourcer.com is an online insurance resource that allows drivers to compare quotes from major insurance providers. For more information or for state-specific quotes, drivers can visit the company's website at http://www.insurancesourcer.com.