If someone has a criminal record they can be charged high insurance premiums. An insurance company can designate anyone as a 'high risk' client and jack up their rates.
Chicago, IL (PRWEB) March 14, 2013
ArrestRecords.us.org experts share that many Americans across the country have an arrest record. Many difficulties arise when trying to expunge records (aka clean them up). Here, the company's experts share the top 5 reasons to clean up an arrest record so their customers can benefit in a rising job market.
1. Employment. This is the obvious number one reason people want a clean record. Employers can deny an applicant, and often do, if they have a criminal past. Some states allow employers to terminate current employees if they find out the person has a conviction.
2. Education. Drug-related offenses can keep people out of college. A criminal record can prevent someone from attending the college of their liking or make them ineligible for grants, loans, or work assistance programs.
3. Insurance rates. If someone has a criminal record they can be charged high insurance premiums. An insurance company can designate anyone as a "high risk" client and jack up their rates.
4. Certifications. A state license or other certification can be denied to people who have criminal convictions. Most U.S. states do not regulate standards regarding an applicant's conviction records for other licenses.
5. Federal money. Many states and programs ban people from receiving federal assistance like food stamps if they have convictions. Public housing can also be off limits even on an arrest that never went to court.
It's important to get arrest records and convictions expunged because they can affect many aspects of life. For more information on arrest records, visit the company's website.
Maintaining a good background check report or arrest record report is important for many reasons. ArrestRecords.us.org advises those looking for employment, or just individuals wondering about their past, to check out warrant report services because it can effect their future. Contact ArrestRecords.us.org via email at josh(at)arrestrecords(dot)us(dot)org or call 1-866-434-4253.