As this report makes clear, it’s not the friend or neighbor who is paying the compensation a dog bite victim deserves – it’s the insurance company.
Atlanta, GA (PRWEB) June 21, 2013
Dog bite victims in Atlanta and Georgia who are concerned about filing injury claims against a friend or neighbor should check out a new insurance industry report, Atlanta personal injury lawyer Bruce Millar said today.
According to a May 15, 2013 press release issued by the Insurance Information Institute (III) and State Farm Insurance, an analysis of homeowners’ insurance data by the III found that dog bite attacks “accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012,” costing more than $489 million.
Millar, an attorney with the Atlanta personal injury firm of Millar & Mixon, LLC, said the report underscores that medical expenses caused by a dog bite and other losses can be recouped through the dog owner’s homeowner’s insurance – not directly from the owner.
“As an attorney who frequently handles serious dog bite claims, I’ve found that victims and their families are hesitant to bring a claim against the friend or neighbor whose dog attacked,” Millar said. “I think this report would be helpful to anyone who is feeling that kind of hesitation.
“As this report makes clear, it’s not the friend or neighbor who is paying the compensation a dog bite victim deserves – it’s the insurance company,” the attorney continued. “This is why they pay insurance premiums. Insurance should cover a victim’s losses, not the victim.”
Although the III and State Farm reported that the number of dog bite-related homeowners’ insurance claims fell by 1.4 percent between 2011 and 2012, they reported that the average cost of the claims rose by 1.2 percent to $29,752.
“That rise in the cost of claims likely reflects an increase in medical costs,” Millar said. “As our lawyers have seen, even minor dog bite injuries can be very expensive to examine and treat. These include physical injuries as well as mental health injures such as PTSD. A victim shouldn’t think that they have to shoulder those costs on their own.”
In any case of a dog bite that requires medical attention, the victim should consult a lawyer with experience bringing claims under Georgia’s dog bite laws, Millar said.
“At our firm, we help victims to take that first step by providing free and confidential consultations,” he said. “We can review the facts of one’s case and look at all possible sources of compensation such as the dog owner’s homeowner’s insurance policy.”
About Millar & Mixon, LLC
The personal injury law firm of Millar & Mixon, LLC, focuses on representing persons injured from dog bites, animal attacks, slip-and-fall accidents and all types of car, truck, motorcycle, bus and other motor vehicle accidents. The firm serves clients throughout the Atlanta metropolitan area and the state of Georgia, including Jonesboro, East Point, North Atlanta, Sandy Springs, Forest Park, College Park, Decatur, Roswell, Marietta, Peachtree City, Fayetteville, Riverdale, Lawrenceville, Athens and Macon. The firm’s office is located at Colony Square, 1201 Peachtree Street, N.E., Atlanta, GA 30361. For more information, call (770) 477-6360 or contact the firm through its online form.