Houston, TX (PRWEB) March 23, 2010
Balance Loss Consultants, LLC, of Houston, Texas, is proud to announce its new Hidden Damage Claims Program, http://www.hiddendamageclaims.com. With the deadline to file lawsuits regarding Hurricane Ike related claims coming up September 13, 2010, according to M. Aziz, attorney with the Houston law firm of Abraham, Watkins, BLC says it is important that insurance policy holders pre-screen properties for hidden Ike damages potentially covered by their insurance before it’s too late.
“If you don’t see the hidden damage today, you may see it later," says Tony Alaniz of Balance Loss Consultants. “If claims aren’t in place well before the lawsuit deadline, Hurricane Ike repair costs could come out of pocket in the future.”
Significant damage with no financial help from an insurance company can devastate a business as experienced by Sophia Serrano, owner and operator of the Care Fee Inn Houston Medical Center. “After Hurricane Ike, we patched a few leaks. Our insurance company said the damage was minimal and we believed them. In time, leaks increased and so did the unexpected expense of repairs. We were finally forced to hire our own experts to prove that the hurricane had damaged our building. As a battle with our insurance carrier drags on, expenses are increasing and revenue is not being recovered. Now, we are facing the real possibility of bankruptcy.”
Balance Loss says it’s very important that unbiased adjusters examine buildings, professionals not connected with insurance companies. Property owners should request an in-depth investigation to pre-screen buildings for hidden damage. In the world of insurance claims, there are company adjusters and then there are public adjusters. One public adjuster working on behalf of a Hurricane Ike victim just proved that the hidden damage to a roof totaled $2.45 million, instead of the insurance company adjuster’s original estimate of $41,000. “The roof didn’t look damaged, but the circumstances suggested hidden damage and we opted for further testing. The testing proved our suspicions and the property owner was amazed with the recovery,” says Jeff Vise founder and CEO of Balance Loss Consultants, LLC.
Hidden damage can be overlooked by professionals. 70 – 80 % of roofs test positive for significant uplift damages, according to Gary Treider of Chaparral Consulting. “We frequently find hidden uplift damage on roofs that have been previously diagnosed as having ‘little or no damage.’ These previous misdiagnoses may have been performed by insurance adjusters or their appointed experts -- including roofers, roof consultants and even engineers. For an accurate diagnosis, all the critical factors must be considered, because roofs that look on the surface to be undamaged are often not taken seriously and the damage is easily missed.”
Balance Loss Consultants’ Hidden Damage Claims Program effectively addresses the many claims that need to be investigated and filed before the deadline. The program has experienced staff, technical consultants, and efficient procedures in place to ensure these claims are fully investigated, and filed in a timely manner to ensure that the deadline is not missed.
It’s important that policy holders who believe that their buildings received little or no Hurricane Ike damage begin the process soon. A good rule of thumb is to inspect any building that has not had a full roof replacement since Hurricane Ike. Experienced claim professionals are in high demand and it can take weeks and sometimes months to complete an effective investigation. “With the volume of claims that we know are out there, and the deadline fast approaching, the only way to be prepared is to get this program in place now,” says Mitchell Berg, of Balance Loss Consultants.
For additional information on the Hidden Damage Claim Program, visit http://www.hiddendamageclaims.com or contact Tony Alaniz at Balance Loss Consultants at 800-622-1972. For information about any aspect of public adjusting or insurance, contact the Texas Department of Insurance at http://www.napia.com.
About Public Adjusting:
In Texas, Public Insurance Adjusters are licensed through the Department of Insurance. The National Association of Public Insurance Adjusters (NAPIA) is the certifying body.
About Balance Loss Consultants, LLC:
Balance Loss Consultants is a licensed public adjusting firm originally founded in Houston, Texas, by Jeff Vise. Mr. Vise is a 30 year claim veteran who held management positions with several major insurance companies before dedicating his career to policy holder advocacy in 1989. For more information about Balance Loss Consultants, visit http://www.balancelossconsultants.com.
Tony Alaniz, Business Development
Lawton Deane, Community Outreach
Balance Loss Consultants