Talk to an experienced bankruptcy attorney in Escondido if you are considering filing for bankruptcy
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Escondido, CA (PRWEB) May 15, 2013
Zhou and Chini bankruptcy lawyers are very well-known at the bankruptcy courts in Southern California. Their recent addition in helping consumers is truly eye opening, and interesting. The attorneys recently developed a California bankruptcy information website, and have been constantly setting up pages for each city. The bankruptcy information for Escondido has just been completed. The new page displays important contact numbers and links for federal bankruptcy laws to assist individuals with the information needed to file for bankruptcy. Some of the links will lead you to common concerns about bankruptcy, and some are worried about Social Security. Social Security benefits are protected under bankruptcy from assignment or garnishment. Social Security benefits remain protected after their payment as long they are not co-mingled with monies in savings, checking, and other types of accounts and can be identified as funds from Social Security. This is a common oversight made by individuals who file for bankruptcy without an attorney. There are also questions about what debts can be discharged, all debts must be included when documents are filed with the court. However, a debtor can choose to keep some debts out of the discharge or reorganization by “reaffirming” the specific debts to be excluded. In a Chapter 7, debts are discharged after the process is completed, usually about four months from start to finish. In a Chapter 13, remaining debts are discharged once the court approved re-payment plan is completed by the debtor. To learn more about how to file bankruptcy in Escondido visit the new page here, http://www.californiabankruptcyinformation.com/wiki/escondido
Bankruptcy is a federally sanctioned court process designed to assist consumers and businesses in having have their debts discharged or to repay them under a bankruptcy court approved payment plan. Bankruptcies can generally be described as “liquidations” when debt is discharged or “reorganizations” when debt is repaid with a payment plan. Debtors should confer with a bankruptcy attorney to determine which format is most beneficial. The Escondido bankruptcy lawyers uses the top SEO company to assist in law firm marketing to promote the message about the importance of speaking with a bankruptcy lawyer in Escondido CA, if someone is considering filing. The firm continues its online presence by offering zero cost bankruptcy information on bankruptcy firm’s blog and social media pages. This information along with free consultations the firm hopes to attract more Escondido residents looking for financial relief. To read more about the Escondido bankruptcy attorney or to speak with an attorney call 888-901-3440.
About the Firm: The Law Office of Zhou & Chini servicing the cities and counties of California. Mr. Zhou is a graduate of UCLA and has been practicing law since 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family law, criminal law and unlawful detainer. Zhou and Chini Law Offices provide bankruptcy assistance to Orange County, Los Angeles, and San Diego residents.
Contact: Ron Chini